Milton Homes with Waterfront

Welcome to Milton, Florida, a charming city nestled in the heart of Santa Rosa County, where Southern hospitality meets stunning natural beauty. Known for its picturesque landscapes and rich history, Milton is a hidden gem that offers a unique blend of small-town charm and modern conveniences. With its location along the Blackwater River, residents can enjoy a plethora of outdoor activities, from kayaking and fishing to hiking along scenic trails.

One of the most alluring features of Milton is its waterfront homes. Imagine waking up each day to breathtaking views of the tranquil waters, with the gentle sounds of nature surrounding you. These properties not only provide a serene atmosphere but also offer a lifestyle filled with recreational opportunities. Whether you’re looking for a cozy cottage or a luxurious estate, Milton’s waterfront homes cater to diverse tastes and budgets.

The community is vibrant and welcoming, with a strong emphasis on family values and outdoor living. You’ll find local parks, charming shops, and delightful eateries that reflect the area’s rich heritage. Milton is also conveniently located near larger cities, providing easy access to urban amenities while maintaining its peaceful, rural charm.

For those seeking a home that harmonizes with nature, Milton's waterfront properties are an ideal choice. Experience the tranquility of life by the water, where every day feels like a vacation. Explore the possibilities of making Milton your new home, and embrace the serene lifestyle that awaits you in this enchanting Florida city.

Newest Milton Homes with Waterfront

$214,900

2 Beds ⋅ 1 Baths ⋅ 689847 MLS

Your own personal country retreat by the lake in Shangri La East. Away from the busy city life and into the relaxed country living at its best! Separate 2 car garage is great for storage and car storage. Fishing and canoeing in your back yard. This is just waiting for you to enjoy the good life.

11147 N Lakeview Dr, Milton

$40,000

689816 MLS

Private .18-acre waterfront lot on Indian Bayou in Milton! This undeveloped property offers a peaceful setting with direct water access and plenty of possibilities including a private spot for fishing, kayaking, paddleboarding, and waterfront recreation. Located just a couple of miles from the Indian Bayou boat ramp for convenient boating access. Please note that it is the buyers' responsibility to ensure the property can be used the way they intend to use it. See listing 689815 for an additional .42 acres for sale that would greatly increase waterfront footage.

00 S 27th Ave Unit #LOT 7, Milton

$60,000

689815 MLS

Private .42-acre waterfront lot on Indian Bayou in Milton! This undeveloped, somewhat cleared property offers a peaceful setting, lovely water views, with direct water access and plenty of possibilities. Combined lots provide approximately 130 feet of waterfront. Build your dream home or simply enjoy it as a private spot for fishing, kayaking, paddleboarding, and waterfront recreation. A wetland study, elevation certificate, and survey are already on file. Located just a couple of miles from the Indian Bayou boat ramp for convenient boating access. Please note that it is the buyers' responsibility to ensure the property can be used the way they intend to use it. See listing 689816 for a little more waterfront that is also on offer.

0030 & 0040 Del Rey Dr, Milton

$895,000

3 Beds ⋅ 2 Baths ⋅ 689787 MLS

***OPEN HOUSE SUNDAY OCTOBER 4TH, 3 -5 PM. ***A BOATER’S PARADISE with the comforts of a luxury coastal retreat This exceptional TURNKEY WATERFRONT HOME offers gorgeous bay views from nearly every room, a private covered dock with a 12,000-lb boat lift and an incredible outdoor living space designed for enjoying life on the water. This home was built in 2018, meticulously maintained and comes fully furnished with all appliances and Furniture inside and out conveying. This property is ready to enjoy from day one. Inside, the open, split floor plan is filled with gorgeous water views. A vaulted ceiling enhances the spacious living room, while the beautifully appointed kitchen features a large island, quartz countertops, farmhouse sink, custom backsplash, stainless appliances, gas range, walk-in pantry and coffee/wine bar. The large dining area overlooks the bay, creating an unforgettable setting for everyday meals and entertaining. The waterfront primary suite opens directly to the covered patio and features a spa-inspired bath with granite countertops, double vanity, two walk in closets, private water closet, jetted tub and an amazing zero-entry tiled shower. Step outside and experience what makes this property truly special. Relax on the covered patio and watch dolphins play, launch a kayak, fish from your private dock or lower your boat from the lift and head out on the water. The elaborate outdoor kitchen features a 5-burner grill, side burner, mini refrigerator, Green Egg, abundant storage, bar seating and two swings. A gas fire pit provides the perfect gathering spot overlooking the bay. Additional amenities include a whole-home generator, tankless water heater, sprinkler system, 3-bay open garage and gated additional boat/vehicle parking. Easy access to I-10 and approximately 20 minutes from Northwest Florida beaches.

7677 Petersen Pt Rd, Milton

$149,000

689714 MLS

ALMOST 1.5 WATERFRONT ACRES! In the gated community of Sea Pines conveniently located near the Garcon Bridge. Come see this large lakefront lot on private, paved road in a gated community that has private beach on East Bay, fishing gazebo, and even PARKING FOR YOUR TRAILER! Step out your back door and fish in the stocked lake or cross the pier and fish, swim or paddleboard/kayak in East Bay. This is a nature lover's delight with opportunities to see dolphins, osprey, and even bald eagles. Blackwater and Yellow River boat launches are very close by as is downtown Milton for restaurants and shopping. Or cross the bridge and enjoy retail shops in Gulf Breeze. Bonus features of underground utilities, nature trail, beautiful sunrises and sunsets in a peaceful, quiet neighborhood make this lot a must see!

1187 Oyster Bay Dr, Milton

$375,000

3 Beds ⋅ 2 Baths ⋅ 689526 MLS

Lovely home within the Milton, FL city limits that sits on a Blackwater River canal. This home has 3 beds and 2 baths and almost 2 acres that are all waterfront. Over 2,000 total sq footage. This house features 2 living rooms, an eat in kitchen, and a separate dining room. Updated paint and new tile in kitchen, laundry room, sunroom, and bathrooms. Original hardwoods have been refinished.

4941 Henry St, Milton

$79,900

689116 MLS

Selectively cleared vacant waterfront lot. fenced on three sides. pretty oak trees..!! high and dry

21A West Lake Rd, Milton

$285,000

689018 MLS

Gorgeous, BAYVIEW, 3 acre parcel ready for your dream home. Come enjoy peaceful, tranquil living on Garcon Point. You'll feel like you are out in the county, but the property is only a 10 minute drive to the interstate, 15 minute drive to Gulf Breeze, and less than half an hour from the sugar white sands of Pensacola Beach. Plus, you are only 5 MINUTES from the nearest boat ramp. Even more special, is that your future home site includes a freshwater pond with footbridges leading to it's own island. Imagine relaxing in the middle of your pond, sipping a beverage, looking out at the bay. You could do that every evening here! Plus, the land is mostly cleared and flat with a few aesthetically pleasing trees. Property is zoned RR1 which allows one residence per half acre. Come start your homestead here!

1164 Pearson Rd, Milton

$99,900

689005 MLS

Wonderful .588 acre lot in the gated Sea Pines community on Garcon Point. Offering approximately 30 feet of water front on a seven acre freshwater lake and views of beautiful Blackwater Bay. The property is ready to build and has been cleared for a homesite, has a culvert and driveway already installed. This property is a peaceful setting to build your dream home and still have easy access to I-10, Pensacola, Milton and the incredible Pensacola area beaches.

6337 Oyster Bay Ct, Milton

$799,000

4 Beds ⋅ 3 Baths ⋅ 688645 MLS

A hidden gem where timeless Southern charm meets a private coastal region retreat, this extraordinary park like 8-acre estate offers a rare combination of space, natural beauty, and resort-style living. Balanced forest, open spaces and mature trees, this 4-bedroom, 2.5-bath home offers approximately 3,202 sf of living space plus a 379-sf versatile basement space and detached 2 car shop. Located in beautiful Milton, FL. From the moment you arrive, the winding drive, established grounds, and welcoming covered porches set the tone. Inside, beautiful natural light fills the home, creating a warm and inviting atmosphere. The chef’s kitchen serves as the heart of the home, while two living areas provide exceptional space for entertaining and everyday living. The primary suite is conveniently located downstairs, offering a peaceful retreat complete with a beautifully oversized bathroom and enormous walk-in closet. Upstairs, additional bedrooms provide plenty of space for family, guests, or a home office. Step back outside and discover your own private resort. A screened-in porch, open spaces, rolling lawn, the sparkling pool. A brand-new cabana added in 2025 creates the perfect poolside entertaining area. New pool liner, pool pump and filter, and Polaris pump. Beyond the pool, the property becomes a true nature lover’s paradise. Rolling open acreage, mature woods and trails, and a natural fish nursery in the spring-fed creek create an incredible backdrop filled with deer, turtles, and abundant birdlife. Whether you're swimming, entertaining, exploring the acreage, or simply enjoying the peaceful surroundings, this property offers an extraordinary lifestyle. A few recent improvements include a 2025 HVAC system and a 2022 roof. Private, peaceful, and beautifully appointed—this is more than a home. It’s your own private oasis.

4951 Winding Way, Milton

$1,080,000

3 Beds ⋅ 2 Baths ⋅ 688551 MLS

Designed to maximize its coastal position, this residence brings the natural calming influence of expansive water views into nearly every room. Clean architectural proportions and screened decks maximize passive airflow while offering unobstructed sunset views over the water. The main living space revolves around an open-concept great room anchored by 21-foot vaulted ceilings, dynamic water views, and an electric fireplace. Adjacent to the main gathering area, the kitchen features rich quartz countertops, center island, tailored cabinetry, a large pantry, and a bright breakfast nook. The main level also provides dedicated spaces for concentration and hosting, featuring a home office, formal dining and living areas, and two guest bedrooms served by a dual-vanity bathroom. Screened wrap-around decks stretch across the rear and side perimeter, expanding the usable living area out into the coastal air. Occupying the entire top level, the primary suite offers a quiet retreat with a sitting area and elevated water views from the sliding glass doors that open directly onto a landing with a spiral staircase leading below. The primary bathroom features dual vanities, a separate water closet, a custom walk-in shower, a jetted soaking tub, and two separate walk-in closet spaces measuring 10'x6' and 8'x13'. Additional energy-efficient spray-foam insulated walk-in storage rooms are accessible directly off the suite. The lower footprint is optimized for functional storage and shoreline utility, offering sheltered parking for up to four (or more) vehicles, a workshop, stacked sliding screens across the rear, and removable slatted exterior walls. Boating infrastructure is anchored by a 240-foot private pier, boat house and lift, two catwalks, a swim ladder, and navigable water depths (4’-5’ summer and 3’ winter). Recent upgrades: New flooring in office, dining room and living room, countertop in baths and kitchen, new decking & screens, entire home painted 2026 & hot water heater.

4504 Bayside Dr, Milton

$799,000

3 Beds ⋅ 3 Baths ⋅ 688482 MLS

Welcome to a rare waterfront escape in a highly coveted Garcon Point neighborhood, where every room across the back of the home captures sweeping water views and unforgettable sunsets. Set on a point lot with direct access to Escambia Bay, this 3 bedroom, 3 bath home offers 2,297 square feet, perfect for fishing, boating, and kayaking, close to I 10 into Pensacola and Avalon Blvd toward Tiger Point. Inside, the kitchen features oak painted cabinets and KitchenAid appliances including a built-in icemaker, a dining room off the kitchen, and a large walk-in pantry wrapping under the stairs. A flex room or home office off the kitchen offers backyard and water views. The home features plantation shutters throughout, an operational wood burning fireplace, and expansive waterfront and sunset views. Downstairs also has a shutter door hall closet and a full bathroom with shower. Upstairs, the primary suite offers high ceilings, a barn door closet, a second walk in closet, and relaxing sitting area. The ensuite includes a water closet, large tiled walk-in shower, double marble vanities with gold accents, and recessed lighting. A screened patio balcony delivers panoramic views, and a nearby bedroom has balcony access and with high end closet doors and built in shelving. Updated fans and fixtures throughout and large linen closet upstairs. Outside, an elevated paver patio leads to the pool cage (new liner and pump in 2021), with part of the patio set up as an outdoor kitchen and grill station. The boat lift fits vessels up to 23 feet, and the garage's back door opens straight to the water. Mature oak trees, nice breezes, and recently built-up storm protection complete this point lot. Also featured: working sprinklers, septic with aerator (recently serviced), garage with built in shelving, and transferable Premier Pest Control with Sentricon. Secluded yet close to everything, this is a rare waterfront lifestyle opportunity.

1928 Lodgepole Dr, Milton

Start Your Search

Copyright© 2016 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.