Milton Homes with Bay Waterfront

Welcome to Milton, Florida – a hidden gem nestled in the heart of Santa Rosa County. Known for its rich history and vibrant community, Milton boasts a unique blend of small-town charm and modern conveniences. With its picturesque landscapes, friendly neighborhoods, and a strong sense of community, it’s no wonder that residents are proud to call this place home.

One of the standout features of Milton is its stunning bay waterfront properties. Imagine waking up to the gentle sound of waves lapping against the shore and enjoying breathtaking views of the bay from your own backyard. These waterfront homes offer a unique lifestyle, perfect for those who love fishing, boating, or simply relaxing by the water. The serene surroundings provide an ideal backdrop for family gatherings, outdoor activities, and peaceful evenings watching the sunset.

Milton is not just about beautiful homes; it’s also a community rich in culture and recreation. Explore the historic downtown area, where charming shops and local eateries invite you to discover the flavors and traditions of the region. For the outdoor enthusiasts, the nearby Blackwater River State Park offers miles of hiking trails, canoeing opportunities, and the chance to immerse yourself in nature.

Whether you’re looking for a cozy family home or a luxurious waterfront retreat, Milton has something to offer everyone. With its welcoming atmosphere, stunning scenery, and a strong sense of community, it’s the perfect place to create lasting memories. Come and experience the magic of Milton, where life is truly better by the bay!

Newest Milton Homes with Bay Waterfront

$1,200,000

687567 MLS

19.93 Acres of Waterfront Paradise with Private 400-Foot Sandy Beach An extraordinary waterfront development opportunity with 19.93 acres of natural beauty, privacy, and endless possibilities. Discover a rare opportunity to own nearly 20 acres along the beautiful Blackwater Bay, featuring more than 400 feet of waterfront frontage and a private sandy beach. A pre-built private driveway and engineered causeway road provide access into the property, leading through a dense vegetation buffer that creates an immediate sense of seclusion and privacy. Beyond the entrance, the land opens to a spacious, partially cleared buildable area highlighted by large, mature oak trees an ideal setting for a private estate, family compound, ranch, or other residential vision. Continue deeper into the property and you'll discover a cattle pond and serene wetland preserve, offering abundant opportunities to enjoy nature, wildlife, fishing, kayaking, birdwatching, and the peaceful coastal lifestyle. The natural landscape provides a unique backdrop rarely found in waterfront properties of this size. With its combination of private beach access, substantial buildable acreage, established access infrastructure, mature trees, wetlands, and expansive bay frontage, this property offers exceptional versatility. Explore the possibilities for a dream waterfront home, private ranch or estate, potential subdivision investment, or upscale RV development, subject to applicable zoning, permitting, and approvals. Whether you're an investor looking for a distinctive development opportunity or a buyer searching for a private coastal retreat, this property offers the space, beauty, and waterfront setting to bring an extraordinary vision to life.

2032 Garcon Point Rd, Milton

$1,039,650

687408 MLS

Lot is wooded and has great potential to build your dream home right on the water with bay and bayou access. Take your boat to the Gulf of America to all the great dining areas and fishing locations. There are 2 other properties for sale 1823 collinsworth which has 3.369 acres and 1815 collinsoworth. can buy them all and seperate and build several homes . this lot is 13.732 wwith a 49 additional lot in case you want to build several homes. Perfect for Builder or Investor.

000 Collinsworth Rd, Milton

$299,000

687294 MLS

Rare opportunity to own 25 acres of waterfront property in Milton, Florida, directly along the shores of Escambia Bay. This secluded tract offers an exceptional combination of waterfront access, privacy, natural beauty, and outdoor recreation, all within easy reach of Pensacola and Northwest Florida. Located at the end of a gated dirt road, the property provides an incredible level of seclusion and privacy. The acreage features a mix of woods and marsh, creating diverse wildlife habitat and a peaceful natural setting. A private beach on Escambia Bay adds even more value and provides a unique opportunity to enjoy the water directly from your own property. Outdoor enthusiasts will appreciate the property's proximity to Northwest Florida Water Management District lands, offering nearby opportunities for hunting, fishing, hiking, wildlife viewing, kayaking, and other outdoor activities. Whether you're searching for waterfront land for sale in Milton FL, Escambia Bay property, acreage near Pensacola, hunting land in Santa Rosa County, or secluded waterfront property in Northwest Florida, this 25-acre tract offers a rare combination of features. Imagine owning your own private piece of Escambia Bay where you can enjoy the water, explore the woods, watch wildlife, and escape the noise of everyday life. 25 acres, private beach, wooded and marshland, gated access, and Escambia Bay frontage make this a truly unique land opportunity near Pensacola.

0000 San Raphael Rd, Milton

$649,000

2 Beds ⋅ 2 Baths ⋅ 686758 MLS

Back on the Market at no fault of seller. Waterfront living on Petersen Point with room for your boats, hobbies, and toys! This unique 2-bedroom, 2-bath waterfront property offers the kind of Gulf Coast lifestyle that is increasingly hard to find. This property features a pier, seawall, and incredible sunset views across the water. Inside, the home offers a comfortable layout with generous living spaces and a sitting room positioned to enjoy the waterfront setting. But what really sets this property apart is what you’ll find outside: an approximately 2,600 sq. ft. detached shop, providing exceptional space for boats, vehicles, equipment, storage, a workshop, or your next big project. Block construction, home was originally built in 1948, County states effective date of 2010 when home was rebuilt and then in 2016 the current owners took it to studs and remodeled the entire home including pex plumbing updated electrical and they added the garage. Roof was replaced in 2016 and ac was replaced 5 years ago. No HOA means more freedom to make this property fit the way you want to live and the sprinkler system makes lawn care easy. Spend your mornings fishing from your own pier, afternoons working in the shop, and evenings watching the sky turn pink and gold over the water. Whether you're searching for a full-time waterfront home, a weekend retreat, or simply a property with space that is difficult to duplicate, 7631 Petersen Point Road offers a special combination of waterfront, privacy, functionality, and unforgettable sunsets. Waterfront. Fishing pier. Seawall. 2,600 sq. ft. shop. No HOA. And sunsets like this from your own backyard.

7631 Petersen Pt Rd, Milton

$909,999

3 Beds ⋅ 2 Baths ⋅ 686551 MLS

Price Adjustment $909,999 Open House Saturday 8/29 from 3:00pm-5:00pm. Waterfront living at its finest in Bay Pointe Plantation. Breathtaking water views from the moment you walk in. This well maintained 3-bedroom, 2-bath residence offers an unparalleled waterfront lifestyle with panoramic views from the main living areas, the kitchen, and the private primary suite. Designed to embrace the beauty of its surroundings, the open floor plan is filled with natural light and showcases spectacular water views the moment you step inside. The spacious living room, anchored by a fireplace, custom built- ins, and electric blinds throughout the house, flows into the kitchen and dining areas, creating the perfect setting for both elegant entertaining and everyday living. The eat-in kitchen and formal dining room provide multiple spaces to gather while enjoying the ever-changing waterfront scenery. Step outside to your private waterfront oasis. A generous over-sized covered patio with a swing overlooks the water, inviting you to relax and unwind from sunrise to sunset. Follow the brick walkway to your private dock, complete with an electric boat lift and seating making it effortless to spend the day cruising, fishing, or simply enjoying life on the water. The primary suite is a peaceful retreat with tranquil water views that greet you each morning. The primary large bathroom with water closet including a bidet. Enjoy the large walk-in closet. A dedicated office provides the perfect work-from-home space, while new flooring and fresh interior paint offer a clean sophisticated finish throughout. Additional features include an irrigation system, gutters and beautifully maintained grounds. As an exceptional bonus, the sale includes a 4,583 square-foot lot directly across the street. Located in the prestigious Bay Pointe Plantation community and zoned for highly regarded schools, this is more than a home—it's a rare opportunity to own an exceptional waterfront home and lot.

3932 Plantation Cove Ct, Milton

$220,000

685978 MLS

This is a rare opportunity to own an absolutely amazing waterfront lot. Located on the beautiful Blackwater Bay that connects to East Bay to Pensacola Bay to the Gulf of Mexico. Blackwater Bay is part of the Pensacola Bay Estuarine System and is made up of four bays, a sound and four rivers. This lot features 140 feet on Blackwater Bay with sandy beach as well as a portion of a pond is on the property -waterfront living with fantastic bay views. This lot is a partially-cleared lot. Home will require piling construction and further permitting prior to construction. Bring your imagination and love of nature!

3155 Deep Water Cir, Milton

$1,125,000

3 Beds ⋅ 2 Baths ⋅ 685796 MLS

OPEN HOUSE Friday 8/28 3:00 - 6:00 PM. Experience the best of waterfront living in this stunning custom-built bayfront home, completed in 2021. Situated on an expansive lot with no HOA, this exceptional 3-bedroom, 2-bath residence also features a dedicated office and bonus room, offering the perfect combination of luxury, comfort, and flexibility. With plenty of room to add a custom pool, detached garage, or even an in-law suite, the possibilities are endless. Elevated on pilings, the home offers covered parking for up to four vehicles while maximizing spectacular panoramic views of the bay. The open-concept main living area is designed for entertaining, featuring a spacious living room with a cozy fireplace and a chef-inspired kitchen complete with granite countertops, stainless steel appliances, a gas range, abundant cabinetry, an oversized pantry, and a large laundry room. Enjoy both a private front balcony and a waterfront balcony where gentle bay breezes and breathtaking sunsets become part of your daily routine. Upstairs, the primary suite and an additional bedroom open to a private balcony overlooking the water, creating the perfect retreat to enjoy your morning coffee. Accessibility is thoughtfully incorporated with an elevator from the ground level to the main living area and a chair lift from the first floor to the second floor. Outside, your private dock with a built-in bench invites you to fish, watch dolphins and local wildlife, or simply relax as the sun sets across the bay. An elegant exterior winding staircase enhances the home's coastal charm. Boating enthusiasts will appreciate the convenience of the public boat launch located at the end of the road, making it easy to get out on the water whenever adventure calls. Built for beauty and peace of mind, this home features luxury vinyl plank flooring throughout with no carpet, two HVAC systems, a tankless gas water heater, and a durable metal roof. This is more than a home—it's a private retreat.

305 S Garcon Point Rd, Milton

$724,000

3 Beds ⋅ 2 Baths ⋅ 685674 MLS

**NEW PRICE — NOW OFFERED AT $724,000!** Wake up to breathtaking sunrises and unwind each evening with spectacular sunsets over Blackwater Bay from this beautifully updated waterfront retreat offering approximately 107 feet of bay frontage. This move-in-ready 3-bedroom, 2-bath home offers approximately 1,972 square feet of thoughtfully designed living space where quality updates and coastal charm come together. Designed for comfort, efficiency, and peace of mind, the home features numerous recent improvements, including hurricane-impact windows and doors, Everlast® siding, a new HVAC system, whole-house generator, tankless gas water heater, Culligan whole-house water filtration system, irrigation system, new seawall, new rear decking, and breakaway storage with vents. Inside, luxury vinyl plank flooring flows throughout the main living areas, complemented by a beautifully remodeled bathroom and a spacious primary suite featuring an updated walk-in shower with built-in storage niches. Large windows fill the home with natural light while capturing panoramic views of Blackwater Bay. Step outside to your own private waterfront oasis featuring a waterfront cabana with paver patio, a separate fire-pit area, and plenty of space to relax or entertain overlooking the bay. Watch dolphins swim by, cast a fishing line from your private dock, launch a kayak, snorkel or paddleboard, or simply sit back and enjoy the peaceful beauty of the water. The private dock extends into Blackwater Bay with pilings already in place, offering the opportunity to customize a future boat lift or platform to complement your boating lifestyle. Whether you're looking for a full-time waterfront residence or a weekend escape, this exceptional property combines extensive improvements, coastal character, and unforgettable waterfront living. With so much already completed, all that's left to do is move in and start enjoying life on the bay.

7817 Petersen Pt Rd, Milton

$349,000

685381 MLS

Discover an exceptional opportunity to own a premier waterfront lot on Garcon Point, offering breathtaking western exposure across Pensacola Bay. Imagine ending each day with spectacular sunsets painting the sky over the water while enjoying panoramic views of Downtown Pensacola and the iconic 3 Mile Bridge from your future dream home. This beautiful waterfront homesite is the perfect canvas to design and build the custom coastal home you've always envisioned. Whether you're dreaming of expansive outdoor living spaces, a private dock, or floor-to-ceiling windows overlooking the bay, this property offers the setting to make it a reality. For boating enthusiasts, this location is hard to beat. With direct access to Pensacola Bay, you'll enjoy convenient navigation to the Gulf of Mexico, making it easy to spend your days fishing, cruising, sailing, or exploring the area's barrier islands and waterfront restaurants. Launch into endless adventures with some of Northwest Florida's most desirable boating waters right outside your door. Conveniently located just minutes from Gulf Breeze, Pensacola, Pace, and Milton, this property offers the perfect balance of privacy and accessibility. Whether you're commuting for work, enjoying shopping and dining, or taking advantage of nearby healthcare and entertainment, everything you need is within easy reach. You're also just a short drive from Pensacola Beach and Navarre Beach, two of the most celebrated beaches in the United States. Known for their sugar-white sand, emerald green waters, world-class fishing, and endless recreational opportunities, these Gulf Coast destinations make this an incredible place to call home. Waterfront lots with western exposure, stunning bay views, and convenient Gulf access are becoming increasingly difficult to find. Whether you're searching for waterfront land in Milton, a Pensacola Bay waterfront lot, a homesite with direct boating access to the Gulf, or the perfect location to build your cust

879 Dolphin Rd, Milton

$799,000

4 Beds ⋅ 3 Baths ⋅ 685313 MLS

Nice 2779 square foot 4/3 on .75 acres with 110 feet on the bay. Fabulous big water views. Hardy board siding. New roof 2020. Dual hvac, 2 new water heaters, nice kitchen with double ovens and new cooktop, microwave and wine fridge. Hot tub on deck off main bedroom over looking the bay, fireplace in main bedroom, fireplace in family room. Property protected by a sea wall and rip-rap. Solar panels to help with power bill. Priced below appraisal completed May 24th, 2026. Convenient to I 10 and beaches.

2116 Copelare Dr, Milton

$629,000

3 Beds ⋅ 2 Baths ⋅ 685240 MLS

Enjoy waterfront living with stunning bay views, mature oak trees draped in Spanish moss, and convenient access to boating and water recreation. This property features an open-concept layout that seamlessly connects the living, dining, and kitchen areas, creating a comfortable space for everyday living and entertaining. Interior improvements include a spacious modern bathroom, a generously sized laundry room, an updated half bath, and a primary bedroom suite featuring a custom closet. An additional unfinished space offers the opportunity for future expansion and customization to suit your needs. A large storage room provides plenty of room for tools, equipment, and outdoor gear. Step outside to enjoy the private swimming pool and outdoor living areas, perfect for relaxing or entertaining guests. New digital pool pump with timer installed in May 2026, new water heater in 2025, both A/C units replaced in 2024 and a new roof was installed in 2023. A public boat launch is located just around the corner, providing easy access to fishing, boating, and watersports. Located in the historic community of Bagdad, known for its rich lumber and maritime history, waterfront parks, scenic riverfront views, and charming small-town atmosphere. The property is also approximately 25-30 minutes from Downtown Pensacola, where you'll find a vibrant mix of restaurants, shopping, art galleries, museums, festivals, nightlife, and the Pensacola waterfront. This location offers the perfect balance of peaceful waterfront living with convenient access to the amenities and attractions of the Gulf Coast.

7079 Oak St, Milton

$1,150,000

4 Beds ⋅ 3 Baths ⋅ 684636 MLS

Waterfront living is more than the view. It’s stepping outside, getting on the boat, watching the sun set over the bay, and enjoying nearly an acre of privacy from your own backyard. Set on a private 0.90-acre waterfront lot, this beautifully updated 4-bedroom, 3-bath home offers 3,305 square feet designed around the water. Expansive windows fill the home with natural light and showcase panoramic bay views, while the open-concept layout creates an easy flow for everyday living and entertaining. A NEW ROOF was installed in June 2026. The kitchen opens naturally to the main living spaces, while light interior finishes, new tile throughout the primary living areas, and bamboo flooring in the bedrooms create a warm, relaxed coastal feel. And then there’s the water. Swim year-round in the indoor lap pool while overlooking the bay. Enjoy morning coffee on the covered lanai, spend the afternoon on the screened deck, or head up to the two-story sun deck above the boat lift for wide-open water views and incredible sunsets. For boaters, this property delivers. Direct water access, a kayak launch, and TWO BOAT LIFTS make it easy to enjoy life on the water. One lift accommodates a powerboat, while the larger second lift offers space for a sailboat or larger vessel. Major infrastructure improvements have already been completed, including connection to sewer with a commercial-grade grinder system, removal of the previous septic tanks, lines and mounds, and the addition of a gravel driveway. The home also features propane gas service and a tankless water heater. Some homes give you a view of the water. This one gives you a life on it.

4501 Bayside Dr, Milton

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