Milton Homes with Dock Exterior

Welcome to Milton, Florida, a hidden gem nestled in the heart of Santa Rosa County. Known for its charming small-town atmosphere and rich historical roots, Milton offers a unique blend of southern hospitality and modern conveniences. With its picturesque landscapes and proximity to the stunning Blackwater River, residents enjoy a lifestyle that celebrates nature and community.

Milton is not just a place to live; it’s a place to thrive. The city boasts a vibrant downtown area filled with delightful shops, local eateries, and cultural attractions that reflect its rich heritage. Outdoor enthusiasts will find plenty of recreational opportunities, from fishing and kayaking in the serene waters of the river to exploring the scenic trails in nearby parks.

For those seeking a home with a touch of luxury and adventure, Milton’s properties with dock exteriors are truly a dream come true. Imagine waking up each morning with the gentle sounds of the water lapping against your private dock, ready to embark on a day of boating or fishing right from your backyard. These homes offer not only breathtaking views but also the convenience of direct access to some of Florida’s most beautiful waterways.

Whether you’re looking for a peaceful retreat or an active lifestyle, Milton’s waterfront homes provide the perfect setting. Embrace the charm of this wonderful city and discover the unique opportunities that await you in Milton, Florida. Your dream home by the water is just a heartbeat away!

Newest Milton Homes with Dock Exterior

$895,000

3 Beds ⋅ 2 Baths ⋅ 689787 MLS

***OPEN HOUSE SUNDAY OCTOBER 4TH, 3 -5 PM. ***A BOATER’S PARADISE with the comforts of a luxury coastal retreat This exceptional TURNKEY WATERFRONT HOME offers gorgeous bay views from nearly every room, a private covered dock with a 12,000-lb boat lift and an incredible outdoor living space designed for enjoying life on the water. This home was built in 2018, meticulously maintained and comes fully furnished with all appliances and Furniture inside and out conveying. This property is ready to enjoy from day one. Inside, the open, split floor plan is filled with gorgeous water views. A vaulted ceiling enhances the spacious living room, while the beautifully appointed kitchen features a large island, quartz countertops, farmhouse sink, custom backsplash, stainless appliances, gas range, walk-in pantry and coffee/wine bar. The large dining area overlooks the bay, creating an unforgettable setting for everyday meals and entertaining. The waterfront primary suite opens directly to the covered patio and features a spa-inspired bath with granite countertops, double vanity, two walk in closets, private water closet, jetted tub and an amazing zero-entry tiled shower. Step outside and experience what makes this property truly special. Relax on the covered patio and watch dolphins play, launch a kayak, fish from your private dock or lower your boat from the lift and head out on the water. The elaborate outdoor kitchen features a 5-burner grill, side burner, mini refrigerator, Green Egg, abundant storage, bar seating and two swings. A gas fire pit provides the perfect gathering spot overlooking the bay. Additional amenities include a whole-home generator, tankless water heater, sprinkler system, 3-bay open garage and gated additional boat/vehicle parking. Easy access to I-10 and approximately 20 minutes from Northwest Florida beaches.

7677 Petersen Pt Rd, Milton

$799,000

3 Beds ⋅ 3 Baths ⋅ 688482 MLS

Welcome to a rare waterfront escape in a highly coveted Garcon Point neighborhood, where every room across the back of the home captures sweeping water views and unforgettable sunsets. Set on a point lot with direct access to Escambia Bay, this 3 bedroom, 3 bath home offers 2,297 square feet, perfect for fishing, boating, and kayaking, close to I 10 into Pensacola and Avalon Blvd toward Tiger Point. Inside, the kitchen features oak painted cabinets and KitchenAid appliances including a built-in icemaker, a dining room off the kitchen, and a large walk-in pantry wrapping under the stairs. A flex room or home office off the kitchen offers backyard and water views. The home features plantation shutters throughout, an operational wood burning fireplace, and expansive waterfront and sunset views. Downstairs also has a shutter door hall closet and a full bathroom with shower. Upstairs, the primary suite offers high ceilings, a barn door closet, a second walk in closet, and relaxing sitting area. The ensuite includes a water closet, large tiled walk-in shower, double marble vanities with gold accents, and recessed lighting. A screened patio balcony delivers panoramic views, and a nearby bedroom has balcony access and with high end closet doors and built in shelving. Updated fans and fixtures throughout and large linen closet upstairs. Outside, an elevated paver patio leads to the pool cage (new liner and pump in 2021), with part of the patio set up as an outdoor kitchen and grill station. The boat lift fits vessels up to 23 feet, and the garage's back door opens straight to the water. Mature oak trees, nice breezes, and recently built-up storm protection complete this point lot. Also featured: working sprinklers, septic with aerator (recently serviced), garage with built in shelving, and transferable Premier Pest Control with Sentricon. Secluded yet close to everything, this is a rare waterfront lifestyle opportunity.

1928 Lodgepole Dr, Milton

$575,000

3 Beds ⋅ 3 Baths ⋅ 687874 MLS

Stunning all-brick 3-bedroom, 3-bath home situated on a .77-acre lot with frontage on Mulatto Bayou. Thoughtfully designed with quality finishes, this home offers a combination of timeless details and amenities. Recent updates include a 2026 roof replacement, new water heater, and HVAC replaced in 2024. Inside, high ceilings and wood flooring extend throughout the main living area, bedrooms, and office, with tile flooring in the bathrooms and dedicated laundry room. The foyer features an arched entry and opens into the expansive living area, where an open floor plan connects the living room, dining area, and kitchen. A neutral palette is complemented by upgraded fixtures throughout. The living room features a fireplace, while the kitchen offers granite countertops, a large island and stainless steel appliances. French doors lead from the main living area to a screened and tiled patio with direct access to a cabana bath. The patio is also wired for a spa and piped for a propane grill. To one side of this split-bedroom floor plan is a dedicated Office positioned between the main living area and the primary suite. The spacious primary suite features a large closet with built-in storage, while the primary bath includes a soaking tub, separate tiled shower, double sinks, and a private water closet. On the opposite side of the home two well sized additional bedrooms and guest bathroom finish off this thoughtfully designed home. Outside, the .77-acre lot extends to Mulatto Bayou and includes a dock, a 30x20 RV/Boat cover with electrical connection, 23x12 workshop, a 13x9 storage shed, and ample outdoor space. The all-brick exterior, established landscaping, screened patio, and waterfront setting complement the home's interior features while providing a variety of functional outdoor spaces. This is a Fannie Mae HomePath property. Check HomePath.com for information regarding the HomePath Ready Buyer homeownership course and closing cost assistance, restrictions apply.

3027 N 24th Ave, Milton

$320,000

2 Beds ⋅ 2 Baths ⋅ 687826 MLS

Waterfront Living without the waterfront price tag. This piling home is tucked away on the Blackwater River. 50 ft of water frontage. Open floor plan, 2 bedrooms and 2 baths with tons of storage and parking underneath. The large covered porch comes in just under 400 SQ ft . Imagine peaceful evenings watching the river flow by.

5985 N Airport Rd, Milton

$1,100,000

3 Beds ⋅ 2 Baths ⋅ 685796 MLS

Experience the best of waterfront living in this stunning custom-built bayfront home, completed in 2021. Situated on an expansive lot with no HOA, this exceptional 3-bedroom, 2-bath residence also features a dedicated office and bonus room, offering the perfect combination of luxury, comfort, and flexibility. With plenty of room to add a custom pool, detached garage, or even an in-law suite, the possibilities are endless. Elevated on pilings, the home offers covered parking for up to four vehicles while maximizing spectacular panoramic views of the bay. The open-concept main living area is designed for entertaining, featuring a spacious living room with a cozy fireplace and a chef-inspired kitchen complete with granite countertops, stainless steel appliances, a gas range, abundant cabinetry, an oversized pantry, and a large laundry room. Enjoy both a private front balcony and a waterfront balcony where gentle bay breezes and breathtaking sunsets become part of your daily routine. Upstairs, the primary suite and an additional bedroom open to a private balcony overlooking the water, creating the perfect retreat to enjoy your morning coffee. Accessibility is thoughtfully incorporated with an elevator from the ground level to the main living area and a chair lift from the first floor to the second floor. Outside, your private dock with a built-in bench invites you to fish, watch dolphins and local wildlife, or simply relax as the sun sets across the bay. An elegant exterior winding staircase enhances the home's coastal charm. Boating enthusiasts will appreciate the convenience of the public boat launch located at the end of the road, making it easy to get out on the water whenever adventure calls. Built for beauty and peace of mind, this home features luxury vinyl plank flooring throughout with no carpet, two HVAC systems, a tankless gas water heater, and a durable metal roof. This is more than a home—it's a private retreat.

305 S Garcon Point Rd, Milton

$699,000

3 Beds ⋅ 2 Baths ⋅ 685674 MLS

SELLER OFFERING UP TO $25,000 TOWARD NEW FLOORING WITH AN ACCEPTED OFFER! An incredible opportunity to personalize this extensively updated waterfront home on beautiful Blackwater Bay. Situated on approximately 107 feet of waterfront, this 3-bedroom, 2-bath home offers approximately 1,972 square feet and panoramic bay views. Enjoy boating directly from your private dock, kayaking, paddleboarding, fishing, or simply relaxing and watching dolphins and unforgettable sunsets from your own backyard. Designed for waterfront living and entertaining, the property features a waterfront cabana, paver patio and fire pit gathering area, covered and open decks overlooking the bay, new seawall and extended private dock pilings. Major improvements include hurricane-impact windows and doors, Everlast® composite siding, new HVAC, whole-house generator, tankless natural gas water heater, Culligan whole-house water filtration system and natural gas service. Inside, enjoy an open living area with cathedral ceilings and abundant natural light, granite countertops, stainless steel appliances, remodeled bathrooms and a primary suite with waterfront views. Conveniently located near Milton with quick access to I-10, shopping, dining, medical facilities, military bases and Pensacola International Airport. This is your opportunity to enjoy the Blackwater Bay lifestyle while choosing new flooring that fits YOUR style. With pilings already in place, offering the opportunity to customize a future boat lift or platform to complement your boating lifestyle. Whether you're looking for a full-time waterfront residence or a weekend escape, this exceptional property combines extensive improvements, coastal character, and unforgettable waterfront living. With so much already completed, all that's left to do is move in and start enjoying life on the bay.

7817 Petersen Pt Rd, Milton

$1,150,000

4 Beds ⋅ 3 Baths ⋅ 684636 MLS

Waterfront living is more than the view. It’s stepping outside, getting on the boat, watching the sun set over the bay, and enjoying nearly an acre of privacy from your own backyard. Set on a private 0.90-acre waterfront lot, this beautifully updated 4-bedroom, 3-bath home offers 3,305 square feet designed around the water. Expansive windows fill the home with natural light and showcase panoramic bay views, while the open-concept layout creates an easy flow for everyday living and entertaining. A NEW ROOF was installed in June 2026. The kitchen opens naturally to the main living spaces, while light interior finishes, new tile throughout the primary living areas, and bamboo flooring in the bedrooms create a warm, relaxed coastal feel. And then there’s the water. Swim year-round in the indoor lap pool while overlooking the bay. Enjoy morning coffee on the covered lanai, spend the afternoon on the screened deck, or head up to the two-story sun deck above the boat lift for wide-open water views and incredible sunsets. For boaters, this property delivers. Direct water access, a kayak launch, and TWO BOAT LIFTS make it easy to enjoy life on the water. One lift accommodates a powerboat, while the larger second lift offers space for a sailboat or larger vessel. Major infrastructure improvements have already been completed, including connection to sewer with a commercial-grade grinder system, removal of the previous septic tanks, lines and mounds, and the addition of a gravel driveway. The home also features propane gas service and a tankless water heater. Some homes give you a view of the water. This one gives you a life on it.

4501 Bayside Dr, Milton

$1,300,000

4 Beds ⋅ 4 Baths ⋅ 683242 MLS

WELCOME TO PARADISE to your beautiful southern dream with a WATERFRONT VIEWS and tons of space & upgrades including high ceilings throughout the home. This beautifully custom built home with a MOTHER-IN-LAW SUITE offers all kinds of possibilities of living the tranquil coastal lifestyle, what a dream. Also, you could live in the main house and rent out the mother-in-law suite to keep your living expenses lower. The amount of natural lighting & gorgeous views of the water is unbelievable. EVERYTHING IS ONLY 3 YEARS OLD so maintenance will be a breeze. There is ample parking as well either in the 3-car garage, circular driveway, and on the side of the house that has space if you want to park a boat/RV. The home & guest suite offers 4 bedrooms, 4 full baths with 2 separate half baths with spacious living spaces including: a chef’s kitchen with an oversized island & tons of counter space that opens to the living area and a covered porch, while the third-floor entertaining level (sunset views are incredible!) a wet bar and a dedicated office which can easily be converted to a third bedroom by installing a wall since wiring and lighting already in place (see AI generated photos wall/door). On the ground floor, there are 3 garages plus covered storage for all boating and outdoor gear. You're only 20 minutes to Downtown Pensacola, 25 minutes to beaches beaches, 10 minutes into Downtown Milton & Blackwater River. This is a rare, turnkey opportunity for a peaceful Gulf Coast living with every modern comfort. CUSTOM UPGRADES THAT MAKE THIS PROPERTY UNIQUE: Private boat dock with conduit already in place to install a boat lift, back patios strategically aligned so you can install an outdoor elevator, hurricane grade windows & shutters, metal roofs, HOA boat launch access, add additional bedroom upstairs -- Schedule a showing today!

2032 Bay Point Blvd, Milton

$949,000

3 Beds ⋅ 3 Baths ⋅ 681617 MLS

Welcome to 1636 Moonraker Dr, a custom built property set along East Bay, offering a rare combination of space, functionality, and waterfront living. With 90 feet of direct bay frontage and panoramic views, this home captures the beauty of the water from the moment you arrive. Inside, you’ll find over 2,300 square feet featuring 3 bedrooms, (two of which are primary suites offering direct access to the back deck), 3 bathrooms, and a dedicated office, with 11-foot ceilings throughout much of the home and 9-foot ceilings in additional areas. The home features 2x6 exterior wall construction, high-impact windows, and a geothermal heating and cooling system for year-round comfort and energy efficiency. Additional features include a reverse osmosis, an irrigation system, a 280 ft dock and 10,000 lb boat lift. An over-sized two garage with workshop is detached. This is an opportunity to enjoy true bayfront living on .73 acre providing room to make it your own.

1636 Moonraker Dr, Milton

$585,000

4 Beds ⋅ 2 Baths ⋅ 680588 MLS

Situated on approximately 1.18 acres, this private Milton property offers a rare blend of space, natural beauty, and comfortable living. Surrounded by mature trees and scenic waterways, the land features multiple water inlets that connect to the Blackwater River, creating a peaceful setting ideal for enjoying Florida’s natural landscape. The brick home showcases classic curb appeal and a welcoming interior filled with natural light. Hardwood floors and neutral finishes define the main living areas, while large windows and arched details enhance the open, airy feel. The layout flows effortlessly, making it well suited for both everyday living and entertaining. At the center of the home is a well-equipped kitchen with warm wood cabinetry, granite countertops, stainless steel appliances, tile flooring, and an island with seating. An adjacent breakfast area offers tranquil views of the surrounding property and waterways. The primary suite provides a comfortable retreat with generous space and an ensuite bath featuring a soaking tub, separate tiled shower, dual vanities, and ample storage. Additional bedrooms offer flexibility for guests, a home office, or hobby space. Outdoors, the 1.18 acre sanctuary provides exceptional privacy, open areas, wooded surroundings, and direct access to scenic water inlets leading to the Blackwater River—perfect for recreation, relaxation, or creating your own private retreat. A unique opportunity to own acreage with water access and a well-maintained home in Milton.

4621 Riley Rd, Milton

$969,000

3 Beds ⋅ 3 Baths ⋅ 678822 MLS

Experience breathtaking waterfront living on Escambia Bay at 4528 Bayside Drive in Milton. This fully renovated custom home offers 103 feet of bay frontage and was designed to capture the water from nearly every angle with dramatic vaulted ceilings and a stunning wall of windows filling the home with natural light and uninterrupted views of dolphins, sunsets, and the ever-changing beauty of the bay. The exterior features new Hardie board siding, reinforced framing and windows, hurricane shutters, and a metal roof. A winding pebble-style driveway leads to the elevated home where you’ll find two-car garage parking, additional parking area, and a large covered area beneath the home perfect for storage or entertaining. Outdoor living is exceptional with screened porches overlooking the water, expansive porches spanning the length of the home, and balconies from the living room and primary suite. A long private dock extends into Escambia Bay and includes a covered boathouse with seating area and direct access toward Pensacola Beach and the Gulf. Inside, wood-look tile plank flooring flows throughout the main living areas complemented by recessed lighting and oversized sliding doors framing the bay views. The open living space features soaring ceilings, a fireplace with custom built-ins, a sunken dining area, and both spiral and traditional staircases leading to the upper level. The updated kitchen includes two-tone soft close custom built cabinetry, quartz countertops, custom tile backsplash, bar seating, stainless Frigidaire Gallery appliances, double ovens, and a glass cooktop. The spacious primary suite offers balcony access, high ceilings, plantation shutters, elevator access, and a luxurious bath with double vanity, freestanding soaking tub, tiled walk-in shower with rain head, and walk-through closet with laundry.

4528 Bayside Dr, Milton

$59,900

673466 MLS

Sea Pines is a planned community on the east side of the Garcon Point Corridor. This half-acre lot (approx. 108x200) offers underground utilities, public water/sewer, and paved streets with lighting. Amenities include a nature trail around a 7-acre lake, a 200-ft private beach with gazebo, and nearby Dickerson public boat launch. Architectural guidelines require quality homes with minimum sizes of 1,600 SF on select lots. With utilities in place and community features ready to enjoy, this lot provides an excellent opportunity to build your new home in a peaceful, well-established neighborhood. There are no wetlands on this parcel.

Lot 10 Blk A Grey Heron Dr, Milton

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