Pensacola Homes with Waterfront

Welcome to Pensacola, Florida – a hidden gem nestled in the heart of Escambia County, where the sun-kissed beaches meet vibrant culture and rich history. Known for its stunning waterfront views and charming southern hospitality, Pensacola is a city that effortlessly combines the allure of coastal living with the conveniences of urban life.

Imagine waking up to the gentle sound of waves lapping against the shore, with the sun rising over the sparkling waters of the Gulf of Mexico. Homes with waterfront access in Pensacola offer this idyllic lifestyle, providing the perfect backdrop for both relaxation and adventure. Whether you’re looking for a cozy cottage along the bay or a luxurious estate with panoramic views, the waterfront properties here cater to every taste and budget.

Beyond the breathtaking scenery, Pensacola boasts a lively downtown area filled with eclectic shops, delectable dining options, and a thriving arts scene. Explore the historic sites that tell the story of this remarkable city, from the iconic Pensacola Lighthouse to the fascinating Naval Aviation Museum. Outdoor enthusiasts will revel in the abundance of recreational activities available, including fishing, boating, and paddleboarding in the pristine waters.

With a welcoming community and a laid-back atmosphere, Pensacola is not just a place to live; it’s a lifestyle. Whether you’re seeking a quiet retreat or an active coastal lifestyle, the waterfront homes in Pensacola offer the perfect blend of tranquility and excitement. Come experience the charm of Pensacola – your dream home awaits!

Newest Pensacola Homes with Waterfront

1280 Mahogony Mill Rd Unit #6, Pensacola

$415,000

2 Beds ⋅ 2 Baths ⋅ 689964 MLS

Live the coastal lifestyle in this beautifully updated waterfront townhome, complete with a private boat slip and lift just steps from your back door. Ideally positioned along the Intracoastal Waterway, this 2-bedroom, 1.5-bath residence offers beautiful water views from both levels, modern finishes throughout, and exceptional access to boating and everything Pensacola has to offer. Inside, the bright and spacious kitchen features solid wood cabinetry, granite countertops, stainless steel appliances, and a large peninsula with bar seating, creating an inviting space for everyday living and entertaining. The open-concept living area includes built-in shelving and flows directly onto a private waterfront deck overlooking the marina, dock, and boat lift. Upstairs, the primary bedroom provides a peaceful retreat with wood-look flooring, custom shelving, and sliding glass doors opening to a private balcony with sweeping water and marina views. Wake up to boats gently moving across the water, enjoy your morning coffee overlooking the harbor, or unwind in the evening as the sun sets across the Intracoastal. Tile flooring throughout the main level adds both style and durability, while the bathrooms feature clean, updated finishes that complement the home's relaxed coastal character. Outside, your dedicated boat slip and lift make it easy to enjoy spontaneous days on the water without ever leaving home. Located just minutes from Downtown Pensacola, area beaches, dining, entertainment, and waterfront attractions, this property offers an ideal combination of convenience and coastal living. Whether you're looking for a primary residence, second home, or waterfront getaway, this rare Pensacola townhome delivers the lifestyle you've been looking for.

1280 Mahogony Mill Rd Unit #6, Pensacola

$775,000

3 Beds ⋅ 2 Baths ⋅ 689929 MLS

Here’s your chance to own 100 feet of waterfront on Perdido Bay at a price that leaves room to make this home your own! Whether you’re searching for a waterfront home you can renovate to your taste, or you’re a builder/investor looking for your next transformation, this property offers the location, space and features that are hard to recreate. Located on approximately half an acre in gated Innerarity Island, this spacious home is all about the water. Beautiful bay views can be enjoyed from almost every room in the house. Step outside to the screened pool and covered porch, where you can relax overlooking the bay, watch herons along the seawall and enjoy the coastal lifestyle right from your backyard. Inside, the home offers an excellent foundation. The great room features a cathedral ceiling, fireplace and tile flooring, while the primary suite includes two walk-in closets, dual vanities, a soaking tub and separate tiled shower. On the opposite side of the home are two additional bedrooms plus two flex spaces, creating plenty of possibilities for an office, game room, additional sleeping space or redesigned floor plan. One bedroom opens directly to the pool deck, making it an especially appealing option for a guest suite or private secondary living space. The big-ticket improvements and extras make this opportunity even more attractive: 2024 roof, 2022 HVAC, 2022 pool liner, brand-new pool pump, whole-house generator, hurricane shutters, gas appliances, granite countertops, tile flooring, water softener, outdoor gas grill, outdoor shower, fireplace, Ring doorbell and a spacious two-car garage. And the lifestyle extends beyond your backyard. The Innerarity Island community offers a nearby waterfront park with dock and pickleball court, neighborhood events and more than 100 acres of conservation land. The waterfront. The views. The pool. The lot. The major improvements. They're waiting for.

5450 N Shore Rd, Pensacola

$174,900

1 Beds ⋅ 1 Baths ⋅ 689839 MLS ⋅ RiVIera BLDG.

Experience bayfront living at Riviera 615 Condominiums! This spacious 1-bedroom, 1-bathroom condo offers just over 900 square feet, neutral colors, tile flooring throughout, and beautiful bay views from both the living room and primary bedroom. Conveniently located near downtown Pensacola, area beaches, and the interstate, this unit combines comfort with an ideal location. The good-sized dining area is open to the living room, which features crown molding, plenty of space to relax, and a sliding glass door leading to your private balcony overlooking the bay, courtyard, and pool. The kitchen offers white cabinetry, stainless steel appliances, tile backsplash, tray ceiling with ceiling fan, pantry, and built-in shelving. Storage is abundant throughout the unit, including an additional hall closet perfect for linens and more built-in shelving directly across from the bathroom. The bathroom features tile flooring, a newer fully tiled walk-in shower, newer white vanity with solid-surface countertop, and black-framed mirror. The primary bedroom offers ample storage, ceiling fan, stunning bay views, and direct access to the private balcony. Recent updates include a newer HVAC system and water heater, while the condo building also has a recently replaced roof. Community amenities include a bayfront in-ground pool, courtyard, picnic areas, library, community room with kitchen, assigned covered parking, guest parking, secured storage for each unit, security cameras, backup generator, and 24-hour doorman. Quarterly common charges include basic cable, high-speed internet, water, sewer, and trash service. This is a pet-free facility. Whether you're looking for a full-time residence, a low-maintenance retreat, or a place to enjoy beautiful bayfront views, this condo offers a wonderful opportunity to enjoy the Pensacola lifestyle.

615 Bayshore Dr Unit #206, Pensacola

$1,950,000

5 Beds ⋅ 4 Baths ⋅ 688804 MLS

***OPEN HOUSE 10/10, Saturday 10:30 - 1:30 & 10/11, Sunday 2:00 - 4:00*** Experience waterfront living on Ole River in this impressive three-story, 5-bedroom, 4-bath home on pilings in a gated Pensacola community near Flora-Bama and NAS Pensacola. Offering approximately 63 feet of waterfrontage, a deep-water 50' boat slip with water and electricity, and access to a private community boat ramp, pier, and fish-cleaning station, this property is designed for boating and coastal living. A private elevator provides convenient access to all three levels. Interior features include high ceilings, crown molding, recessed lighting, a formal dining room, breakfast nook, whole-home central vacuum system, wall safe, and kitchen appliances replaced in 2024. The screened-in deck features remote-controlled hurricane shutters, creating a comfortable and protected outdoor space overlooking the water. Additional improvements include a pressure-treated deck completed in 2021, exterior paint completed in 2021, and a metal roof installed in 2021. The home is equipped with two HVAC systems installed in 2017 and 2019, two water heaters installed in 2018, and a whole-home generator for added peace of mind. Outdoor features include a shower, Rain Bird irrigation system, lawn pump, and generous waterfront space. The oversized two-car garage extends the full depth of the home, providing exceptional parking, storage, and utility space. Residents also enjoy access to the gated community pool. Short-term rentals are not permitted, with a minimum rental period of 90 days. This 5-bedroom waterfront home in Pensacola combines deep-water access, substantial upgrades, spacious living, and convenient proximity to Gulf Coast recreation, dining, and military installations.

369 Gulfview Ln, Pensacola

$999,000

3 Beds ⋅ 3 Baths ⋅ 689577 MLS

AMAZING WATERFRONT ACREAGE!!! This secluded gem is an oasis of tranquil beauty. Truely a rare find with Over 11 Acres of picturesque land and a beautiful custom-built home. Perched on a solid piling foundation, this home is designed for both beauty and durability. Featuring Breathtaking views, windows maximizing natural light, 9-foot ceilings, custom built kitchen cabinets, genuine hardwood floors in family room and main bedroom, an abundance of storage throughout the home and a covered balcony for taking in all the natural beauty. Private dock and covered boat house w/lift for all your favorite boating and water activities including kayaking, canoeing, skiing or enjoying a boat ride to Pensacola Beach or a fishing trip on the bayou or the Gulf of Mexico. Beneath the home is a car enthusiast / mechanic's Dream Garage, prioritizing ultimate function and an efficient layout with plenty of room for all your lawn equipment and hobby toys. This natures lovers' paradise has mature trees, a pond with fish and turtles and an abondance of wildlife, including deer, rabbit, raccoon, possum and duck. It's the perfect place to call home and enjoy breathtaking sunsets and take in the amazing beauty and seclusion of nature while being conveniently located to everything!! Only minutes away from Beautiful Beaches, Gulf Island National Seashore, NAS Pensacola, Bustling Downtown Pensacola, Target, Walmart, Restaurants, Hospitals and more. Don't miss out on this amazing opportunity to own a slice of paradise! With so much more to offer, call today for additional details and schedule a personal tour.

9601 Sorrento Rd, Pensacola

$125,000

1 Beds ⋅ 1 Baths ⋅ 689855 MLS ⋅ Bay Winds BLDG.

Enjoy waterfront living in this charming 1-bedroom, 1-bath condo located in the Bay Winds complex along Scenic Highway in Southeast Pensacola. This third-floor unit offers beautiful views of Pensacola Bay from the community and is conveniently located just minutes from downtown Pensacola, shopping, dining, and area beaches. Bay Winds features a charming New Orleans-style courtyard and a well-maintained inground pool overlooking the bay. The unit is accessible by stairs or elevator and features a fully tiled interior with a spacious living room and dining area. The kitchen is equipped with a refrigerator, dishwasher, and stove. The large bedroom offers a ceiling fan and two closets, while the bathroom features a tiled shower and vanity. Water Heater was replaced in 2016 and the HVAC system was replaced in 2020. There is no in-unit laundry; however, coin-operated washers and dryers are conveniently located on-site. Photos were taken before current tenant moved in.

600 Scenic Hwy Unit #315, Pensacola

154 Ethel Wingate Dr Unit #506, Pensacola

$539,900

3 Beds ⋅ 2 Baths ⋅ 689763 MLS ⋅ Harbour Pointe Condominium BLDG.

Harbour Pointe. Unit 506, 2BR, 2 BA with bonus room, Exceptional Waterfront Living. Experience refined coastal living in this beautifully updated 5th-floor residence at Harbour Pointe—one of Pensacola’s premier Intracoastal communities. This unit blends modern upgrades with serene water views, offering comfort, style, and long-term value. From your private balcony and living spaces, enjoy daily vistas of the Intracoastal Waterway, Johnson Beach, and the Gulf—sunrises, sailboats, dolphins, and the Blue Angels create a breathtaking backdrop year-round. Interior Features & Upgrades Premium tile flooring installed in 2021- current value $35,000–$40,000, New AC system (2023), New hot water heater (2026), Storm shutters (2022), Custom-built vanity cabinets in both the primary and guest bathrooms, New bathroom vanities, mirrors & lighting, Fresh paint in primary & guest bathrooms (2026), Kitchen cabinets have been professionally refinished and painted, Appliances updated in 2023, Quartz countertops in kitchen and both bathrooms (2026), Custom laundry room cabinet, Custom-built shelving in both linen closets, Interior paint refresh (2022), Every improvement has been thoughtfully selected for durability, function, and aesthetic appeal—ideal for full-time living, a second home, or a high-demand investment property. Community Amenities Resort-style pool & hot tub Modern fitness center, library & TV lounge. Elegant lobby & meeting room. Private fishing pier. Boat docks (slips available for purchase). Pet-friendly park & secluded beach area. Well-managed HOA with ongoing community enhancements. Location Perfectly situated near top restaurants, golf courses, marinas, shopping, and the sugar-white beaches of Perdido Key. Harbour Pointe offers peaceful waterfront living with unmatched convenience. VA financing approved. This is your opportunity to own a beautifully upgraded, move-in-ready slice of paradise. Call today to schedule your private showing of Harbour Pointe Unit 506.

154 Ethel Wingate Dr Unit #506, Pensacola

$349,000

2 Beds ⋅ 2 Baths ⋅ 689720 MLS ⋅ RiVIera BLDG.

Experience breathtaking views and exceptional waterfront living in one of Pensacola's most sought-after condominium communities. This beautifully updated 10th-floor residence offers panoramic views of Pensacola Bay, luxurious upgrades, and resort-style amenities. The 2-bedroom, 2-bath condominium offers a bright open floor plan with wood-look plank tile flooring throughout. The living room, primary suite, and guest bedroom all feature stunning views of the pool and bay. Relax on your large covered balcony while enjoying boats cruising by or the Blue Angels flying. Take in the beauty of the sunrise and winter sunsets. The spacious kitchen overlooks the dining and living areas and has custom countertops crafted from a 700-year-old oak tree by a local artisan. With stainless steel appliances, the kitchen is completed with the granite breakfast bar. The primary ensuite bedroom has an oversized walk-in closest and bath with a lovely tiled shower. The unit has one covered garage space. The Riviera offers 24-hour security, a door attendant and onsite manager. In addition to the pool, amenities include a library, a gathering room with a piano, a sauna, a community room with a catering kitchen, and laundry facilities on each floor. The condo is located less than a mile from the Pensacola Country Club and only minutes from Pensacola Yacht Club, NAS, and downtown Pensacola. Please note that short-term rentals and pets are not allowed, ensuring a tranquil environment for all residents. Don't miss this beautiful unit, call for a showing appointment today!

615 Bayshore Dr Unit #1005, Pensacola

$215,000

2 Beds ⋅ 2 Baths ⋅ 689564 MLS ⋅ Bayshore BLDG.

Turnkey waterfront living in Bayshore. This fully furnished 2 bedroom - 2 bathroom, third-floor condo is located minutes from downtown Pensacola and is completely move-in ready. The living room/dining combo offers soaring high ceilings, with lots of natural light. Galley kitchen is functional with ample cabinetry and counterspace with a massive walk-in pantry/storage room. Spacious primary bedroom has it's own full bath and large walk-in closet. Second bedroom is generously sized, perfect for guests or a dedicated home office, and sits just steps away from the second full hallway bathroom. Your morning coffee tastes better on the private balcony, offering views of the lush grounds and neighboring Pensacola Country Club golf course. Bayshore offers an easy drive to Pensacola Beach, NAS Pensacola, Perdido Key, and nearby dining and shopping. It is more than a home; it's an active, upscale lifestyle. Residents enjoy exclusive access to a private pier, waterfront pool, fitness center, game room, shared laundry, mailroom, library with a lounge, and storage. Incredible value with the association dues covering cable, internet, water, sewer, trash, pest control, 24-hour doorman on site, and all exterior maintenance. Your only monthly utility is electricity. Don't miss this opportunity for effortless, resort style living. Pack your bags and start living your dream of a coastal lifestyle today. Mechanical peace of mind: HVAC updated in 2019 and Water heater updated in 2017. No short term rentals allowed.

825 Bayshore Dr Unit #304, Pensacola

$550,000

689383 MLS

Waterfront lot downtown Gated Community with deep water boat slips coming. Beautiful high elevation waterfront lot available in historic gated downtown Muscogee Wharf subdivision originally dating back to 1800s… Lot has approx. 14ft elevation, with 100 yr steel seawall. HOA Plans and permit available for 13 deep water boat slips (each owner) to be built at the subdivision pavilion. Per US Army corps of engineers permitting dept. Lot has unobstructed views of downtown Pensacola and Pensacola Bay from front and rear. No lots across the street to obstruct views. Build your dream home up to 55ft height allowance, from 2500 sf to well over 6000+ sq ft …30A style. Alys's beach or rosemary beach styled, brick or stucco… Lot has never flooded and lot ready to build. Excellent fishing from pavilion with 12 ft depth. A fantastic value at $550,000 Building Lot in x flood zone. See survey.

4 Wharf Ave, Pensacola

$207,950

2 Beds ⋅ 2 Baths ⋅ 689337 MLS ⋅ Holiday Harbor Condo BLDG.

First floor, two bedroom, 2 bath waterfront condo in Perdido Key offering sensational sunsets! Access from the living area and the primary bedroom to your private balcony with steps down to the water. The primary suite includes two closets and a private bathroom with a spacious vanity and tub/shower combo. The community offers resort style amenities including a sparkling pool, grilling areas, and secure storage for bikes and paddleboards. Holiday Harbor is located just minutes from Johnson Beach, Lost Key Golf Course, restaurants, and miles of walking and biking paths. Easy access to NAS, downtown Pensacola, and Orange Beach!

14100 River Rd Unit #135, Pensacola

$1,200,000

8 Beds ⋅ 6 Baths ⋅ 689173 MLS

An extraordinary waterfront property awaits on the shores of Bayou Grande, where history, distinctive architecture, and an incredible setting come together to create a unique residential compound. Nestled among mature trees in historic Navy Point, this remarkable property sits in the heart of the Cradle of Naval Aviation, where generations of America’s naval aviators have trained in Pensacola for more than a century. At the water’s edge, the sprawling primary residence has a personality all its own. Spanish ranch influences, beautiful brickwork, and a broad waterfront lawn create a setting that feels wonderfully removed from modern-day life. Water views extend along two sides of the property, while established landscaping adds to its timeless Old Florida character. From the patio and lawn, the waterfront becomes part of everyday life—a picturesque backdrop for quiet Sunday afternoons, evening sunsets, and the unforgettable sight and sound of the Blue Angels overhead. Inside, original terrazzo flooring adds to the home’s character. Abundant natural light pours through large, bayou-facing sliding glass doors, opening the interior to beautiful water views. Once reportedly home to a restaurant years ago, the residence retains a character and history that cannot be recreated in new construction. The property includes two mid-century cottages and a separate French Colonial-inspired apartment, added in 2006, giving the grounds a distinctly New Orleans influence. Reclaimed wood originating from the former NAS Pensacola Officers’ Club was incorporated into the apartment. Previously utilized as rental-producing residences, these three additional living spaces offer flexibility for extended family, guests, or income-producing use. Together, the multiple residences, covered parking, expansive grounds, and waterfront setting create an incredible opportunity for a multigenerational family compound, private retreat, or investment property unlike the typical rental.

427 Vancouver St, Pensacola

Start Your Search

Copyright© 2016 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.