Pensacola Homes with Rip Rap Waterfront

Pensacola Homes with Rip Rap Waterfront

Welcome to Pensacola, Florida—a charming coastal city that beautifully blends rich history, vibrant culture, and stunning natural landscapes. Nestled in Escambia County, this gem of the Gulf Coast is renowned for its pristine beaches, lively downtown, and welcoming community. With a subtropical climate, Pensacola offers year-round sunshine, making it an ideal destination for outdoor enthusiasts and sun-seekers alike.

One of the most sought-after features of homes in this picturesque city is their access to rip rap waterfronts. These properties, expertly designed with natural stone barriers, provide both aesthetic appeal and protection from erosion, allowing homeowners to enjoy the beauty of waterfront living while ensuring the safety of their investment. Imagine waking up to the soothing sounds of waves lapping against the shore, indulging in picturesque sunsets from your own backyard, and having direct access to fishing, boating, and other water activities right at your doorstep.

Pensacola’s rich maritime history is complemented by a vibrant arts scene, delicious culinary offerings, and numerous festivals throughout the year. Whether you’re exploring the historic district, relaxing on the sugar-white sands of Pensacola Beach, or indulging in fresh seafood at local eateries, there’s always something to discover.

If you’re considering a move to this enchanting city, homes with rip rap waterfront access offer an unparalleled lifestyle that combines luxury, tranquility, and adventure. Embrace the Pensacola way of life and find your dream home in this coastal paradise today!

Newest Pensacola Homes with Rip Rap Waterfront

$185,000
2 Beds ⋅ 1 Baths ⋅ 687957 MLS ⋅ BayVIew Terrace BLDG.
Welcome to effortless coastal living at 710 Scenic Hwy, Unit #305! This beautifully maintained 2-bedroom, 1-bath condo offers 936 square feet of comfortable living space with stunning bay views right from your own unit. Enjoy low-maintenance living at its finest — spend less time on upkeep and more time soaking in the scenery. Step outside to a beautiful courtyard, take a dip in the community swimming pool, or get in a workout at the on-site fitness room. An in-building laundry room adds everyday convenience. Perfectly positioned just minutes from downtown Pensacola's shops, restaurants, and nightlife, and only a short drive to some of the Gulf Coast's most beautiful beaches, this location truly offers the best of both worlds. Whether you're looking for a low-maintenance primary residence, a weekend getaway, or an investment property, this bay view retreat delivers the coastal Florida lifestyle without the hassle. Don't miss your chance to own a slice of paradise on Scenic Highway!

710 Scenic Hwy Unit #305, Pensacola
$2,450,000
4 Beds ⋅ 3 Baths ⋅ 687454 MLS
Welcome to 2912 Blackshear Ave, a beautifully maintained 4 Bed 3 Bath home with 4,044 sq ft over looking Bayou Texar. Designed by a local Architect built in 1994 this one-owner home combines timeless architectural detail with thoughtful updates made throughout the years. A welcoming Foyer introduces the craftsmanship including 11 " crown molding, cathedral ceiling and generous living spaces. Formal dining room, living room with fireplace flanked by built-in cabinetry and fabulous views of the bayou. The Den with 14' ceiling adjoins the Kitchen allowing a perfect place for entertaining. Huge back porch perfect for enjoying your morning coffee.The kitchen boast a large center island, breakfast area, built-in desk, Sub-Zero refrigerator, & premium appliances. Master suite enjoys views of the bayou, cherry generously sized laundry room provides extra storage. Downstairs a playroom/teen lounge with 2 additional bedrooms & bath. There is a heated & cooled storage room that can be used as an office or gym. Landscaped yard with Oaks, Crepe Myrtles & Blue Hydrangeas. So much to see! Call today for your personal viewing of this magnificent HOME!!!

2912 Blackshear Ave, Pensacola
$3,100,000
5 Beds ⋅ 5 Baths ⋅ 687363 MLS
OPEN HOUSE THIS SATURDAY 11-1PM...Over 70 feet of protected waterfront on Bayou Texar—this custom-built East Hill estate blends French charm with modern Gulf Coast living. Set on a high-elevation 0.67-acre lot with sweeping bay views, the home offers 4BR, 3 full/2 half baths, a private dock, and a detached guest house. Built with insulated concrete forms (ICF) for superior storm resistance and energy efficiency, extras include a synthetic slate roof, whole-house generator, Tesla charging station, water filtration, and well-fed irrigation. The no-wake zone location offers easy, protected access for paddleboarding and kayaking. Inside, 10' ceilings, travertine, and hardwood floors create a light-filled layout. The main level features a formal living room with wood-burning fireplace and bay views, a grand dining room, a family room with gas fireplace, and a chef's kitchen. The downstairs primary suite offers a gas fireplace, picture window with water views, spa-style bath, and walk-in closet. Upstairs: three bedrooms, two full baths, a sitting area, office, and walk-in attic storage. Flex spaces include a photography studio, full gym, and workshop—perfect for remote work or creative use. Outside, mature live oaks and lush landscaping surround a gunite pool with peacock pavers. The guest house offers a full bedroom and bath for visitors. Minutes from downtown Pensacola, hospitals, and beaches, this rare waterfront property delivers privacy, durability, and an exceptional coastal lifestyle.

1725 E La Rua St, Pensacola
$1,499,000
5 Beds ⋅ 5 Baths ⋅ 685947 MLS
BACK ON THE MARKET AT NO FAULT OF THE SELLER! DEEP WATER WATERFRONT! LOCATION, LOCATION, LOCATION! Welcome to 13711 Canal Drive, where the world can truly be your oyster. Nestled along the Intracoastal Waterway in beautiful Perdido Key, this exceptional waterfront retreat offers the perfect blend of versatility and endless possibilities. With **NO HOA, short-term rentals allowed, and over 4,000 square feet of living space**, this property has it ALL! Designed for multigenerational living, this unique split-level home offers two residences in one. The upstairs includes 3 bedrooms, 2.5 baths, soaring vaulted wood ceilings, a kitchen, spacious living and formal dining rooms, a Florida room, and breathtaking water views from nearly every room. The downstairs level includes 2 bedrooms, 2.5 baths, a full kitchen, large living area, recreation room, private entrance, and direct access to the pool—perfect for an in-law suite, guest quarters, or rental opportunity. Step outside to your own private Florida oasis featuring a sparkling in-ground pool, expansive covered and open decks, a deep-water dock accommodating multiple boats and jet skis, plus room for your RV and boat trailers. A metal roof, three HVAC units, storm shutters, updated flooring, this home is move-in or rental ready. The location is second to none! Enjoy a Florida address just minutes from Perdido Key's sugar-white beaches, Johnson Beach National Seashore, Orange Beach AL, the iconic Flora-Bama, restaurants, shopping, Publix, marinas, parks, and boating. Experience spectacular sunrises, unforgettable sunsets, and the ultimate Gulf Coast lifestyle right from your backyard. Whether you're searching for a waterfront retreat, a high-performing Airbnb, or a home that comfortably accommodates family and guests, 13711 Canal Drive delivers an unmatched combination of deep-water access, incredible flexibility, stunning views, and one of the best locations on the Gulf Coast. This is waterfront living at its finest.

13711 Canal Dr, Pensacola
$870,000
3 Beds ⋅ 3 Baths ⋅ 681788 MLS
If you crave breathtaking sunsets & a front-row seat to the best coastal living, this home delivers million-dollar unobstructed western views over Perdido Bay year-round! Life here naturally gravitates toward the water. Spend days on the 20x24 covered boathouse with built-in benches, cypress swing & two jet-ski lifts. A 100-foot dock leads you straight to the bay, where dolphin play and bald eagles, osprey, herons & pelicans glide overhead. You can even brag that the U.S. Navy Blue Angels practice right in view of your backyard. Two of the three en-suite bedrooms capture those same sweeping bay views, as do the spacious living area, kitchen, breakfast nook, and the 30x10 Sunroom room fitted with new Eco-View windows. With nearly half an acre and 80' of protected waterfront (secured by a seawall), you’ll have plenty of outdoor living, gardening, or simply relaxing under the shade of two mature oak trees. Whether you’re hosting a crowd or enjoying a quiet evening, you’ll have options: a large open deck for al fresco dining or a generous indoor dining area. Interior features: Solid oak wood flooring in entry, hallways, dining room & living room, Ceramic tile throughout the rest of the home--no carpet, easy maintenance--No Stairs! Wood-burning corner fireplace, 2-car garage with built-in shelving, Washer, dryer, garage refrigerator, and chest freezer convey, SimpliSafe security system. 2025 Thor electric stovetop, SS LG refrigerator & wall oven/microwave combo, Fresh interior paint (2024), Electrical panel replaced April 2026 (separate panels for hot tub, dock & HVAC, Roof (2022), HVAC & thermostat (2020), Water heater (2021). Termite bond with Critter Gitter (renews in January). The community’s voluntary HOA—just $60/year—provides access to boat ramp, picnic table, benches, swing, BBQ. when you do decide to leave paradise, you’re only 20 mins from Cordova Mall, the airport, Downtown Pensacola, and Perdido Key Beach.

3491 Maikai Dr, Pensacola
$750,000
2 Beds ⋅ 3 Baths ⋅ 679903 MLS
Stunning Creole-Style Home with 100' of Deeded Perdido Bay Waterfront. Wake up to breathtaking, unobstructed views of Perdido Bay from this custom-built Creole-style home on a spacious lot with 100 feet of deeded waterfront, riparian rights, and a natural beach. Set approximately 100 feet back from Lillian Highway, the home offers privacy while showcasing classic Southern architecture with full-width covered porches on both levels, five sets of French doors, and a circular driveway that enhances its timeless curb appeal. The inviting front entry opens to a spacious great room, flanked by a formal dining room and a versatile flex room currently used as a den. The flex room features a wet bar, storage closet, and French doors leading to the front porch—perfect for entertaining or relaxing. Designed with both function and style in mind, the kitchen features a granite peninsula overlooking the great room, stainless steel appliances, a gas cooktop, double wall ovens, built-in desk, abundant cabinetry, and a separate pantry. The adjoining breakfast area opens to a covered paver walkway leading to the detached garage and a large paver patio, creating seamless indoor-outdoor living. A spacious laundry room completes the main level. The downstairs bedroom serves as a luxurious guest suite with a large walk-in wardrobe, jetted tub, and separate shower. The entire upper level is dedicated to the private primary retreat, featuring panoramic bay views, a spacious bedroom, oversized walk-in closet, and a spa-inspired bath with double vanities, jetted tub, and separate shower. A private office with its own wet bar provides the perfect space for a coffee station, home office, or evening retreat while enjoying spectacular sunsets over Perdido Bay.

10225 Lillian Hwy, Pensacola
$285,000
2 Beds ⋅ 2 Baths ⋅ 681625 MLS ⋅ RiVIera BLDG.
Life doesn’t get easier than a ground-floor unit at Riviera 615, and this move-in-ready, beautiful waterfront 2-bedroom/2-bath condo is just waiting for you! The Riviera is a premier condo community located less than a mile from the Pensacola Country Club and only minutes from the Pensacola Yacht Club, NAS, and downtown Pensacola. With this ground-floor walkout, there is no need to wait for the elevator; you can easily access the swimming pool, lawn, and waterfront, or simply relax on your large covered patio and watch the Blue Angels fly by. Inside, the unit has been thoughtfully updated and has tile flooring throughout and impact sliding glass doors in every room which keep the space bright and inviting. The split-bedroom floor plan provides privacy for guests, with the primary bedroom featuring a walk-in shower and a large closet. The complex offers 24-hour security, a doorman and onsite manager. This unit comes with two garage spaces along with ample unassigned parking for guests. In addition to the pool, amenities include a library, a gathering room with a piano, a sauna, a community room with a catering kitchen, and laundry facilities on each floor. Please note that short-term rentals and pets are not allowed, ensuring a tranquil environment for all residents. Don't miss seeing this lovely unit!

615 Bayshore Dr Unit #102, Pensacola
$1,499,000
4 Beds ⋅ 3 Baths ⋅ 680600 MLS
Waterfront Wonderland on Perdido Bay – with Dolphins, Fishing & Crabbing! Wake up to sparkling sunrises over Perdido Bay and let the soothing sounds of the water set the tone for your day. This gorgeous Mediterranean-inspired home isn’t just a house—it’s a front-row seat to paradise, complete with daily dolphin sightings and endless fun right from your backyard! Step inside and fall in love with the warm, inviting vibe. The first floor is decked out with authentic Mexican Saltillo tile that adds a splash of charm, while an open-concept layout keeps the kitchen, dining, and living spaces flowing effortlessly together. Picture cozy evenings by the fireplace, mornings with coffee in the sunroom, and every meal served with a side of breathtaking bay views.Head upstairs to your dreamy master retreat, where a fireplace, spa-worthy bath with Jacuzzi tub, and panoramic water views make every day feel like a vacation. And when it’s time to play. Step outside to the newly built Catwalk dock—perfect for fishing, crabbing, or simply watching the dolphins put on a show as the sunsets.This home also comes packed with perks: a whole-home generator (hello, peace of mind!), an artist’s studio that can double as an office or 5th bedroom, a cedar closet, laundry chute, tankless water heater, and more. All this, wrapped up with modern amenities, timeless design, and a $10,000 flex-credit to make it your own. Don’t just live by the bay—live the bay life with dolphins, fishing, crabbing, and pure coastal bliss. Buyer to verify all information during due diligence.

5460 N Shore Rd, Pensacola
$1,298,000
4 Beds ⋅ 4 Baths ⋅ 679999 MLS
Step into a rare kind of waterfront living—where the views are breathtaking, but the upkeep is effortlessly handled for you. Tucked inside the prestigious gated community of Country Club Place along Pensacola Bay, this exceptional residence offers one of only four coveted waterfront homes, blending luxury, privacy, and peace of mind. Perched on a solid 50-piling foundation, the home is designed for both beauty and durability, with sweeping, unobstructed water views showcased from multiple vantage points. Here, you can fully embrace the waterfront lifestyle—morning coffee overlooking the Bay, sunset reflections filling your living spaces—without the typical maintenance concerns. Flood insurance is NOT even required by a lender here. The seawall and waterfront access are thoughtfully managed through the HOA, allowing you to enjoy it all without the hands-on responsibility. Spanning over 4,000 square feet, the home offers 3 bedrooms plus a flexible office (easily converted to a fourth bedroom), along with 3.5 bathrooms. Two luxurious primary suites—each with expansive windows framing serene water views. Upstairs, accessible by both stairs and elevator, the primary suite is a private sanctuary featuring a spa-like bath with dual vanities, a jetted soaking tub, separate shower with dual showerheads, and a custom walk-in closet. Guests are treated to their own dedicated level, complete with a full kitchen and second living area—perfect for extended stays or multi-generational living. On the main floor, an additional bedroom offers accessibility features including a roll-in shower and handicap-accessible sink, ensuring comfort for all. Impact-rated doors and windows along the Bay provide added protection, while a 2021 roof replacement adds further peace of mind. Beyond the home, residents enjoy exclusive access to a shared dock, scenic boardwalk, and launch area for kayaks and paddleboards—creating a true lock-and-leave waterfront living

1606 Waters Edge, Pensacola
$650,000
679258 MLS
Luxury Waterfront Homesite in Exclusive Gated Enclave – Downtown Pensacola. An exceptional opportunity to create a bespoke waterfront estate in one of the most exclusive addresses along Pensacola Bay. This premier homesite offers sweeping, unobstructed views of the sparkling bay, the iconic Pensacola Bay Bridge, and a surrounding collection of architecturally stunning, multimillion-dollar residences. Nestled within the historic Muscogee Wharf Peninsula—an intimate, gated waterfront enclave featuring only 13 exclusive homesites—this property offers an extraordinary blend of privacy, prestige, and natural beauty. Residents enjoy access to a private community pier and pavilion, an idyllic setting for sunset gatherings, morning coffee over the water, or simply enjoying the tranquil coastal breeze. Despite its secluded atmosphere, the property is located just minutes from the energy and culture of Downtown Pensacola, where fine dining, galleries, marinas, and vibrant entertainment await. The community is thoughtfully designed with underground utilities and elegant brick-paver roadways, enhancing both aesthetics and long-term value. Ideally positioned just off Bayfront Parkway, this rare homesite offers convenient access to the region’s white-sand Gulf beaches, Interstate 10, and the best of coastal living along the Emerald Coast. Opportunities to secure property within this coveted waterfront enclave are exceedingly rare. Here, you can design and build a legacy residence that captures the beauty, serenity, and prestige of life on Pensacola Bay. Owner/Agent is a licensed Realtor.

16 Wharf Ave, Pensacola
$483,888
3 Beds ⋅ 3 Baths ⋅ 677847 MLS
Located in the gated waterfront community of Spinnaker Cove, this spacious three-bedroom, two-and-a-half-bath townhome offers approximately 2,200 square feet of comfortable coastal living along scenic Bayou Grande. Residents have access to a community dock with 38 boat slips, including power and water service and protected depths of approximately four to ten feet, providing convenient access to Pensacola Bay and the Gulf beyond. The surrounding environment is equally shaped by nature, with nearby Ann’s Bayou creating a natural buffer and attracting heron, osprey, and other coastal wildlife. Inside, please note that all furnishings will convey at Buyer's discretion. Features include an open living and dining area, two wood-burning fireplaces located in both the living room and primary suite, and water views from balconies off the living room and primary bedroom. The primary suite includes a sitting area, oversized tub, dressing space, and separate water closet. All bedrooms are located on the upper level, while a convenient half bath is positioned on the main floor and the laundry area sits just off the dining space. Recent updates include New impact-rated storm windows and sliding doors (28K), updated HVAC, water heater, refrigerator, carpet, and a roof installed in 2022, offering added confidence for future ownership. The oversized two-car garage is designed as a pass-through with doors at both the front and rear of the townhome, allowing for generous storage and flexible use. Low monthly HOA dues of $155 cover grounds maintenance as well as water and power at the dock and slips. Opportunities for boating, kayaking, and coastal recreation are close at hand, along with seasonal Blue Angels airshows overhead and convenient access to downtown Pensacola, Perdido Key, and the Gulf of Mexico. Offered at $535,000, this property is well suited for a primary residence, second home, or short-term rental investment within one of Pensacola’s established waterfront communities.

612 S 1st St Unit #20, Pensacola
$519,000
676939 MLS
COME SEE THE SUNSETS! WATERFRONT HOMESITE in Perdido Bay Golf Club. Minutes from shopping, restaurants, NAS Pensacola & the beach. This is the largest lot in Pale Moon Estates. Pier/Dock permit has been approved & issued. Purchase price includes full set of engineered house plans & possible builder selected. Natural gas coming once all the lots are sold.

5336 Pale Moon Dr, Pensacola
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