Pensacola Homes with Bay Waterfront

Welcome to Pensacola, Florida, a vibrant coastal city nestled in Escambia County that boasts a rich tapestry of history, culture, and stunning natural beauty. Known for its pristine white-sand beaches and crystal-clear waters, Pensacola is not just a paradise for beach lovers but also a thriving community that offers a unique blend of Southern charm and modern amenities.

Imagine waking up each morning to the gentle sounds of waves lapping against the shore and the breathtaking views of the bay right outside your window. Homes with bay waterfront in Pensacola provide an unparalleled living experience, where the beauty of nature meets the comforts of home. Whether you’re looking for a cozy cottage or a luxurious estate, these waterfront properties offer direct access to the bay, perfect for boating, fishing, or simply enjoying the sunset over the water.

In addition to its stunning waterfront homes, Pensacola is steeped in history, with landmarks like the historic Fort Pickens and the National Naval Aviation Museum, making it a hub for those who appreciate both culture and recreation. The city also boasts a thriving arts scene, eclectic dining options, and a warm, welcoming community that makes it easy to feel at home.

With its perfect blend of outdoor adventure and urban living, Pensacola is more than just a place to live; it’s a lifestyle. Explore the possibilities of owning a bay waterfront home in this enchanting city and discover the charm of Pensacola for yourself. Your dream home awaits!

Newest Pensacola Homes with Bay Waterfront

$775,000

3 Beds ⋅ 2 Baths ⋅ 689929 MLS

Here’s your chance to own 100 feet of waterfront on Perdido Bay at a price that leaves room to make this home your own! Whether you’re searching for a waterfront home you can renovate to your taste, or you’re a builder/investor looking for your next transformation, this property offers the location, space and features that are hard to recreate. Located on approximately half an acre in gated Innerarity Island, this spacious home is all about the water. Beautiful bay views can be enjoyed from almost every room in the house. Step outside to the screened pool and covered porch, where you can relax overlooking the bay, watch herons along the seawall and enjoy the coastal lifestyle right from your backyard. Inside, the home offers an excellent foundation. The great room features a cathedral ceiling, fireplace and tile flooring, while the primary suite includes two walk-in closets, dual vanities, a soaking tub and separate tiled shower. On the opposite side of the home are two additional bedrooms plus two flex spaces, creating plenty of possibilities for an office, game room, additional sleeping space or redesigned floor plan. One bedroom opens directly to the pool deck, making it an especially appealing option for a guest suite or private secondary living space. The big-ticket improvements and extras make this opportunity even more attractive: 2024 roof, 2022 HVAC, 2022 pool liner, brand-new pool pump, whole-house generator, hurricane shutters, gas appliances, granite countertops, tile flooring, water softener, outdoor gas grill, outdoor shower, fireplace, Ring doorbell and a spacious two-car garage. And the lifestyle extends beyond your backyard. The Innerarity Island community offers a nearby waterfront park with dock and pickleball court, neighborhood events and more than 100 acres of conservation land. The waterfront. The views. The pool. The lot. The major improvements. They're waiting for.

5450 N Shore Rd, Pensacola

$174,900

1 Beds ⋅ 1 Baths ⋅ 689839 MLS ⋅ RiVIera BLDG.

Experience bayfront living at Riviera 615 Condominiums! This spacious 1-bedroom, 1-bathroom condo offers just over 900 square feet, neutral colors, tile flooring throughout, and beautiful bay views from both the living room and primary bedroom. Conveniently located near downtown Pensacola, area beaches, and the interstate, this unit combines comfort with an ideal location. The good-sized dining area is open to the living room, which features crown molding, plenty of space to relax, and a sliding glass door leading to your private balcony overlooking the bay, courtyard, and pool. The kitchen offers white cabinetry, stainless steel appliances, tile backsplash, tray ceiling with ceiling fan, pantry, and built-in shelving. Storage is abundant throughout the unit, including an additional hall closet perfect for linens and more built-in shelving directly across from the bathroom. The bathroom features tile flooring, a newer fully tiled walk-in shower, newer white vanity with solid-surface countertop, and black-framed mirror. The primary bedroom offers ample storage, ceiling fan, stunning bay views, and direct access to the private balcony. Recent updates include a newer HVAC system and water heater, while the condo building also has a recently replaced roof. Community amenities include a bayfront in-ground pool, courtyard, picnic areas, library, community room with kitchen, assigned covered parking, guest parking, secured storage for each unit, security cameras, backup generator, and 24-hour doorman. Quarterly common charges include basic cable, high-speed internet, water, sewer, and trash service. This is a pet-free facility. Whether you're looking for a full-time residence, a low-maintenance retreat, or a place to enjoy beautiful bayfront views, this condo offers a wonderful opportunity to enjoy the Pensacola lifestyle.

615 Bayshore Dr Unit #206, Pensacola

$125,000

1 Beds ⋅ 1 Baths ⋅ 689855 MLS ⋅ Bay Winds BLDG.

Enjoy waterfront living in this charming 1-bedroom, 1-bath condo located in the Bay Winds complex along Scenic Highway in Southeast Pensacola. This third-floor unit offers beautiful views of Pensacola Bay from the community and is conveniently located just minutes from downtown Pensacola, shopping, dining, and area beaches. Bay Winds features a charming New Orleans-style courtyard and a well-maintained inground pool overlooking the bay. The unit is accessible by stairs or elevator and features a fully tiled interior with a spacious living room and dining area. The kitchen is equipped with a refrigerator, dishwasher, and stove. The large bedroom offers a ceiling fan and two closets, while the bathroom features a tiled shower and vanity. Water Heater was replaced in 2016 and the HVAC system was replaced in 2020. There is no in-unit laundry; however, coin-operated washers and dryers are conveniently located on-site. Photos were taken before current tenant moved in.

600 Scenic Hwy Unit #315, Pensacola

$349,000

2 Beds ⋅ 2 Baths ⋅ 689720 MLS ⋅ RiVIera BLDG.

Experience breathtaking views and exceptional waterfront living in one of Pensacola's most sought-after condominium communities. This beautifully updated 10th-floor residence offers panoramic views of Pensacola Bay, luxurious upgrades, and resort-style amenities. The 2-bedroom, 2-bath condominium offers a bright open floor plan with wood-look plank tile flooring throughout. The living room, primary suite, and guest bedroom all feature stunning views of the pool and bay. Relax on your large covered balcony while enjoying boats cruising by or the Blue Angels flying. Take in the beauty of the sunrise and winter sunsets. The spacious kitchen overlooks the dining and living areas and has custom countertops crafted from a 700-year-old oak tree by a local artisan. With stainless steel appliances, the kitchen is completed with the granite breakfast bar. The primary ensuite bedroom has an oversized walk-in closest and bath with a lovely tiled shower. The unit has one covered garage space. The Riviera offers 24-hour security, a door attendant and onsite manager. In addition to the pool, amenities include a library, a gathering room with a piano, a sauna, a community room with a catering kitchen, and laundry facilities on each floor. The condo is located less than a mile from the Pensacola Country Club and only minutes from Pensacola Yacht Club, NAS, and downtown Pensacola. Please note that short-term rentals and pets are not allowed, ensuring a tranquil environment for all residents. Don't miss this beautiful unit, call for a showing appointment today!

615 Bayshore Dr Unit #1005, Pensacola

$215,000

2 Beds ⋅ 2 Baths ⋅ 689564 MLS ⋅ Bayshore BLDG.

Turnkey waterfront living in Bayshore. This fully furnished 2 bedroom - 2 bathroom, third-floor condo is located minutes from downtown Pensacola and is completely move-in ready. The living room/dining combo offers soaring high ceilings, with lots of natural light. Galley kitchen is functional with ample cabinetry and counterspace with a massive walk-in pantry/storage room. Spacious primary bedroom has it's own full bath and large walk-in closet. Second bedroom is generously sized, perfect for guests or a dedicated home office, and sits just steps away from the second full hallway bathroom. Your morning coffee tastes better on the private balcony, offering views of the lush grounds and neighboring Pensacola Country Club golf course. Bayshore offers an easy drive to Pensacola Beach, NAS Pensacola, Perdido Key, and nearby dining and shopping. It is more than a home; it's an active, upscale lifestyle. Residents enjoy exclusive access to a private pier, waterfront pool, fitness center, game room, shared laundry, mailroom, library with a lounge, and storage. Incredible value with the association dues covering cable, internet, water, sewer, trash, pest control, 24-hour doorman on site, and all exterior maintenance. Your only monthly utility is electricity. Don't miss this opportunity for effortless, resort style living. Pack your bags and start living your dream of a coastal lifestyle today. Mechanical peace of mind: HVAC updated in 2019 and Water heater updated in 2017. No short term rentals allowed.

825 Bayshore Dr Unit #304, Pensacola

$550,000

689383 MLS

Waterfront lot downtown Gated Community with deep water boat slips coming. Beautiful high elevation waterfront lot available in historic gated downtown Muscogee Wharf subdivision originally dating back to 1800s… Lot has approx. 14ft elevation, with 100 yr steel seawall. HOA Plans and permit available for 13 deep water boat slips (each owner) to be built at the subdivision pavilion. Per US Army corps of engineers permitting dept. Lot has unobstructed views of downtown Pensacola and Pensacola Bay from front and rear. No lots across the street to obstruct views. Build your dream home up to 55ft height allowance, from 2500 sf to well over 6000+ sq ft …30A style. Alys's beach or rosemary beach styled, brick or stucco… Lot has never flooded and lot ready to build. Excellent fishing from pavilion with 12 ft depth. A fantastic value at $550,000 Building Lot in x flood zone. See survey.

4 Wharf Ave, Pensacola

$429,900

3 Beds ⋅ 3 Baths ⋅ 689218 MLS ⋅ Innerarity Townhomes BLDG.

You’ve found the hidden gem of coastal living communities! Welcome to Innerarity Townhomes, a gated community at the base of Innerarity Island, right on Perdido Bay. This Fully Furnished, Fully Renovated, Water View home is ready for you to move in! (or rent!) Come sit on one of your two balconies, enjoy some coffee, and watch the boats pass by in the Intercoastal Waterway. This home includes 3 bedrooms and 2.5 bathrooms across 1,652 interior sqft. It also has 900 sqft of covered outdoor area, great for hosting and enjoying Florida weather. This unit's orientation provides the balconies the perfect balance of sunshine in the winter and shade in the summer. This home recently had new wood look tile installed throughout, making it durable and easy to clean. The owners have also added a plethora of storage options, so valuable in beach living, through two enclosed storage areas and attic storage. A full size laundry room on the same floor as the master makes cleanup a breeze after your beach days. Innerarity Townhomes has a diverse community of primary residents, secondary homes, and vacation rentals. Rental estimates can be provided upon request. Regardless if you live or vacation here, rest easy knowing that the HOA takes care of all of the lawncare, pool care, and much more for you! You will have access to the community pool, gym, and the onsite community beach, where you can lounge or launch your kayaks. Once here, you aren't going to want to leave! But when you do venture out, Perdido Key, Johnson's Beach, state parks, delicious restaurants, NAS, and more are all minutes away

16014 Innerarity Pt Rd, Pensacola

$799,000

3 Beds ⋅ 3 Baths ⋅ 689126 MLS

Welcome to this beautifully updated gated community in the desirable Country Club Place, just down the street from the Pensacola Country Club. A brick foyer welcomes you inside, where 10-foot ceilings and crown moulding throughout create a spacious, classic feel. The first level offers two guest bedrooms, a full bath, and an enclosed sunroom—providing wonderful additional space to relax or entertain. An elevator offers convenient access to the second floor, where the refinished hardwood floors add warmth and character. The updated kitchen combines style and functionality, while the spacious primary suite features a beautifully renovated bath with a walk-in shower and double vanity. Step outside to the inviting veranda with waterfront views, the perfect place to unwind and enjoy Pensacola’s afternoon sunsets. Country Club Place also offers a community pavilion and dock, providing another special setting for sunset cocktails and gatherings with neighbors. Ideally located near Downtown Pensacola, NAS Pensacola, Pensacola Beach, dining, shopping, and entertainment, this home offers low-maintenance living in a convenient and sought-after location.

1530 White Caps Ln, Pensacola

$725,000

4 Beds ⋅ 2 Baths ⋅ 689096 MLS

Set on nearly a half-acre, this four-bedroom, two-bath coastal residence offers 90 feet of shoreline along Perdido Bay with direct Gulf access (about 35-minute ride). You will not find waterfront like this home at this price! Inside, the open floor plan features a spacious great room with vaulted ceiling, a decorative fireplace that now houses the equipment for the surround sound. A formal dining area, breakfast nook and a split-bedroom layout for added privacy. The primary suite includes two walk-in closets and direct access to the outdoor deck from both rear bedrooms. Windows across the living spaces maximize natural light and capture sweeping water views. Highlights include a laundry room with utility sink, sprinkler well pump, newer cooktop & toilets, heat pump (2020), and new roof & gutters (2022), one new back double door, back deck is 12'x30'. Termite service by Orkin. Single owner occupied since 2002 with zero flood history!

5639 Bay Forest Dr, Pensacola

$414,000

2 Beds ⋅ 3 Baths ⋅ 689057 MLS

Welcome to 16136 Innerarity Point Rd! This inviting 2-bedroom / 2.5-bath home is located in the highly sought-after community of Innerarity Townhomes. Offered unfurnished, it provides the perfect blank canvas for you to bring your own personal style and design. Nestled between the tranquil waters of Perdido Bay and Kees Bayou, this home lets you enjoy a relaxed coastal lifestyle. Take in the views from the balcony on the main living floor, or unwind on the private balcony just off the master bedroom. Additionally, this community is in great proximity to the sugar-white beaches of Perdido Key, local waterfront dining and outdoor recreation. Whether you are looking for a full-time residence or a peaceful weekend retreat, this location truly provides the best of both worlds!

16136 Innerarity Pt Rd, Pensacola

154 Ethel Wingate Dr Unit #803, Pensacola

$495,000

2 Beds ⋅ 2 Baths ⋅ 688903 MLS ⋅ Harbour Pointe Condominium BLDG.

Waterfront 2BR/2BA Condo with 30-Foot Boat Slip — Fully Furnished Waterfront living meets the ultimate boating lifestyle! Welcome to 154 Ethel Wingate Dr, Unit 803, Pensacola, FL a beautifully furnished 2-bedroom, 2-full-bath condo offering an incredible opportunity to own a turnkey coastal retreat with a 30-foot boat slip included. The condo is being sold fully furnished, allowing you to move right in and immediately start enjoying the Perdido waterfront lifestyle. The unit is currently configured to sleep up to 8 guests, making it an excellent option for a primary residence, second home, vacation getaway, or investment property. The Boater’s Dream Included with the sale is 30-foot boat slip E1, providing tremendous added value for boating enthusiasts. Pilings are already in place and ready for installation of a boat lift, giving you the opportunity to customize the slip for your boat and keep it conveniently close to home. Coastal Features & Convenience The condo also includes storm shutters for both balcony doors, providing an added layer of protection and peace of mind during storm events. Combined with the waterfront location and boating amenities, this is an exceptional opportunity to own a true Perdido coastal retreat. Property Highlights 2 bedrooms 2 full bathrooms Currently sleeps up to 8 Fully furnished — furniture and furnishings convey with the sale 30-foot boat slip included Slip E1 Pilings already in place and ready for a boat lift Storm shutters for both balcony doors Waterfront/coastal lifestyle Turnkey opportunity Perfect for a primary residence, second home, or investment property Convenient Perdido location Whether you’re looking for a weekend getaway, full-time coastal residence, or investment property with exceptional boating amenities, Unit 803 offers a rare combination of waterfront living, turnkey furnishings, and private boating access.

154 Ethel Wingate Dr Unit #803, Pensacola

$585,000

2 Beds ⋅ 2 Baths ⋅ 688873 MLS ⋅ Galia BLDG.

Welcome to The Galia, a premier condo, marina and yacht club community offering breathtaking views of Gulf Islands National Seashore and beyond. This spacious 9th-floor, 2-bedroom, 2-bath residence features 9' ceilings, crown molding, new carpeting and full-height sliding glass doors opening to spectacular water views. The living room features a 75" LG TV and 60" electric fireplace. The beautifully updated kitchen offers maple soft-close cabinetry, blue glass backsplash, Delta farm sink with touch faucet, quartz countertops and breakfast bar (2025), under- and inside-cabinet lighting, pull-out shelving and LG appliances. Additional updates include a Trane heat pump (2025), water heater (2022), and LG washer/dryer (2021). The waterfront primary suite provides balcony access, custom walk-in closet shelving, dual vanities, makeup area, tiled walk-in shower and soaking tub. Auto-controlled blinds enhance the main living area and second bedroom. The residence also includes assigned parking space #51 and climate-controlled owner storage. Community amenities include an outdoor pool and hot tub, fitness and weight rooms overlooking the marina, social center, covered patio and beautifully maintained grounds. Lost Key Marina is just steps away, offering boat slips and dry storage with convenient water access to Pensacola Pass and the Gulf. Minutes from NAS Pensacola, downtown and Perdido Key's sugar-white beaches. No short-term rentals are permitted, providing a peaceful residential atmosphere. HOA fees include cable, internet, pest control, water, sewer and trash; tenant pays electric only. Enjoy boating, fishing, kayaking, paddleboarding, beaches and even Blue Angels views from your balcony!

10099 Nelle Ave Unit #905, Pensacola

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