Jay Homes with Lake Waterfront

Welcome to Jay, Florida – a hidden gem nestled in the heart of Santa Rosa County. This charming small town combines the allure of serene countryside living with the warmth of a close-knit community, making it an ideal place for families and individuals alike. With a rich history and a welcoming atmosphere, Jay offers a unique blend of rural charm and modern conveniences.

One of the standout features of Jay is its stunning lakefront properties. Imagine waking up to the gentle sounds of water lapping against the shore, with breathtaking views right from your window. Homes with lake waterfront access in Jay provide not just a residence, but a lifestyle. Whether you’re fishing, kayaking, or simply enjoying a peaceful afternoon by the water, the tranquil lakeside setting enhances everyday living.

The real estate market in Jay is diverse, with options ranging from cozy cottages to spacious family homes, all designed to maximize the beauty of their surroundings. These properties often feature expansive yards, perfect for outdoor gatherings or simply soaking in the natural beauty. Living here means embracing a slower pace of life, where you can enjoy the great outdoors, explore local parks, and create lasting memories with loved ones.

In addition to its picturesque homes, Jay is conveniently located near major highways, allowing for easy access to nearby cities and amenities. With a strong sense of community, abundant recreational opportunities, and the serene beauty of lakefront living, Jay, FL, is truly a place to call home. Come discover the charm of Jay and find your perfect lakeside retreat today!

Newest Jay Homes with Lake Waterfront

$1,190,000

7 Beds ⋅ 4 Baths ⋅ 669896 MLS

This stunning lakeside retreat offers the perfect blend of timeless character and modern updates. Originally built in 1973 and thoughtfully expanded, the home now features 7 spacious bedrooms and 4 bathrooms, making it ideal for family living or entertaining guests. The fully renovated kitchen, completed within the past year, is a true showpiece—designed with both style and function in mind. Step outside and enjoy the resort-style 20x40 in-ground pool, beautifully framed with classic Old Chicago brick, creating a warm and inviting outdoor space for relaxation. With incredible lake frontage and sweeping views, this property delivers a serene setting that feels worlds away, yet it’s just minutes from town—offering the best of both convenience and country tranquility. Whether you’re watching the sun rise over the water, hosting gatherings by the pool, or simply enjoying the peace of your surroundings, this one-of-a-kind home is a rare opportunity to own lakeside living at its finest.

1886 Schnoor Rd, Jay

$925,000

7 Beds ⋅ 4 Baths ⋅ 669895 MLS

1886 Schnoor Rd, Jay

$3,500,000

668224 MLS

Jay, FL - 320.545+/- Acres on Escambia River – Outdoor Recreation Meets RV Potential - Located in sought-after Santa Rosa County, large waterfront tract offers 1,604 feet on the Escambia River, plus frontage on 3 lakes - a rare blend of outdoor adventure, income potential, and waterfront beauty. Already in place: *6 completed RV pads with power, water well, 1 septic tank, partial natural gas, and dump station. *Infrastructure potential for up to 100 RV sites. *2 structures moved onto property: 24x36 pole barn & bathroom facility. *16x24 gazebo by the river *24x38 church building *16x16 cabin *24x32 school building *3 boat ramps to lakes and 1 to the river *Dry camping areas. *Improved internal roads lead to scenic homesite options near the lakes and river. *Permitted year-round roads to six-acre hayfield pasture with culvert. Utilities: *190 3hp well. *Electrical service through EREC. *High-Speed Fiber internet from Uniti Fiber on Hwy 4 and John Lowery Rd. *City water on John Lowery Rd through Moore Creek/Mount Carmel. *Natural Gas on John Lowery Rd. Outdoor enthusiasts will appreciate the river’s sandbar. Plus, enjoy a mix of pine and hardwoods ideal for deer, duck, turkey, and other small game hunting, along with excellent fishing—bluegill, shellcracker, bream, bass, and speckled trout. The Escambia River flows from South Alabama into Escambia Bay, eventually reaching the Gulf of Mexico—making this a uniquely positioned recreational tract. Road access includes 1,400 ft of paved frontage on John Lowery Rd (county-maintained) and an easement off Hwy 4. The property is positioned just south of the Alabama state line—between the towns of Jay and Century—and only 37 miles north of Pensacola and 20 miles north of Pace. There are recorded covenants and restrictions. Whether you're envisioning an outdoor retreat, full-scale RV campground, event venue, or private getaway, the groundwork is in place for multiple development paths.

2610 Hwy 4, Jay

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