Jay Homes under $250,000

Welcome to Jay, Florida—a hidden gem nestled in the heart of Santa Rosa County! This charming town is known for its warm hospitality and picturesque landscapes, making it an ideal place for families, retirees, and anyone seeking a peaceful lifestyle. With its rich history and tight-knit community, Jay offers a unique blend of rural charm and modern conveniences.

One of the most appealing aspects of Jay is its affordability. If you’re in the market for a home under $250,000, you’re in luck! The real estate options here provide excellent value without sacrificing comfort or quality. From quaint single-family homes to spacious properties with ample land, there’s something for everyone. Imagine waking up to the sound of nature and enjoying your morning coffee on a cozy porch, all while being just a short drive from larger urban centers.

Jay boasts a variety of outdoor activities, with beautiful parks and nature trails perfect for hiking, picnicking, and enjoying Florida's sunny weather. The nearby Blackwater River State Forest offers endless opportunities for adventure, including fishing, canoeing, and camping. Plus, with its proximity to the stunning Gulf Coast beaches, weekend getaways are always within reach.

In addition to its natural beauty, Jay is home to friendly local shops, community events, and a strong sense of belonging. Whether you’re looking to settle down or invest in a rental property, Jay promises a lifestyle filled with warmth, community spirit, and the joys of Southern living. Come discover your dream home in Jay today!

Newest Jay Homes under $250,000

$228,000

3 Beds ⋅ 2 Baths ⋅ 689544 MLS

Welcome to Your New Home with Completion expected around December 31, 2026! The New Construction of the Bair Plan is a well designed 1,200 sq ft of living space on al.15+/- of an acre lot with a single car garage and covered back patio. Amazing opportunity to live in the Town of Jay City Limits where you can be close to the Hospital, Jay Medical Center, Dollar General Market, Grocery Store, Schools and Sporting Events- All while being nestled in the surroundings of Rural areas of beauty from sprawling farm land and timber properties. You are a short, scenic drive to Blackwater State Forest with Equestrian facilities, Bear Lake and Camping Sites, and areas for relaxing river trips in the Nature that God Created! No need to agonize over long work days in this yard, leaving you with memories to be made with your favorite hobbies and enjoyments! This Open Entertainment concept under Cathedral ceilings boasts Livingroom and Inviting Kitchen designed with Island with overhang for seating allowing everyone to be in the conversation! Access the french door to the 17'8" wide covered rear porch ready for your anytime BBQ's! Storage was not left out with the Pantry, Laundry room space with pocket door, and Pull Down Stairs in the Single Car Garage. Main bedroom suite with heightened boxed trey ceiling provides walk in closet and personal access to the private bathroom with double sinks and 34" x 5 ft Shower. The two additional spacious 11'8" wide bedrooms each have double door closets. Hall Bath is convenient for everyday living and guest access when enjoying fellowship. Photos mix may be examples of Prior Built homes of Similar Plan and may not be this actual build. Home information, including pricing, included features, terms, availability and amenities, Pictures, colors, features, and sizes are for illustration purposes only, could vary from the homes as built, and are subject to change. Additional Lots available for desire to choose your own colors!

3981 Mccutchin Dr, Jay

$249,900

3 Beds ⋅ 2 Baths ⋅ 689505 MLS

The New Construction of the Carabelle Plan is a well designed 1,306 sq ft of living space on .24+/- of an acre lot with a single car garage and covered rear patio. This 3 bedroom 2 bath plan offers all bedrooms on one side of the home. Amazing opportunity to live in the Town of Jay City Limits where you can be close to Baptist Hospital, Jay Medical Center, Specialty Doctors, Multiple Pharmacy options, Dollar General Market, Grocery Store, Family Dollar, Schools and Sporting Events, and Selection of Restaurants and Small Business Shopping- All while being nestled in the surroundings of Rural areas of beauty from sprawling farm land and timber properties. You are a short, scenic drive to Blackwater State Forest with Equestrian facilities, Bear Lake and Camping Sites, or relaxing river trips in the Nature that God Created! The beautiful backyard views from this particular lot is ready for your firepit, playground equipment, raised garden, or for enjoying the coming up and down of the sun! This Open Entertainment concept with box trey ceilings in Livingroom overlooks the kitchen designed with Island allowing everyone to be in the conversation! Access the single french door to the 18' wide covered rear porch ready for your anytime BBQ's! Storage was not left out with the Pantry, Laundry room space, and in the Single Car Garage. Main bedroom suite with heightened boxed trey ceiling, 10' walk in closet and personal access to the private bathroom with double sinks, shower, and double door linen closet. The two additional spacious 11'4" deep bedrooms each have ample closets. Hall Bath is convenient for everyday living and guest access when enjoying fellowship. Some Photos may be of similar completed homes, different floor plans, upgrade features chosen in prior builds, and are for illustrative purposes only and may not be this actual build. Buyer Color Selection options are based on stage of build- Additional Lots available!

5142 Blackmon Dr, Jay

$229,999

4 Beds ⋅ 2 Baths ⋅ 689090 MLS

Motivated Sellers!!! Escape the hustle and bustle and enjoy peaceful country living in this charming 4-bedroom, 2-bathroom brick and vinyl home situated on 1.11 acres in Jay, Florida. Nestled among mature trees, the property offers a private, peaceful setting with a spacious backyard and plenty of room to enjoy outdoor living. Inside, the home features a spacious kitchen with an abundance of white cabinetry and countertop space, a decorative backsplash, and a large window overlooking the backyard. The kitchen and dining area have been updated with new vinyl flooring, adding a fresh look while providing easy maintenance. The primary bedroom also features NEW carpet for added comfort. The property offers plenty of outdoor space along with a shed, providing excellent options for storage, hobbies, gardening, or other projects. With its generous 1.11-acre lot, mature trees, private backyard, spacious kitchen, and comfortable 4-bedroom layout, this home offers the space and tranquility many buyers are looking for in a country setting. Acreage, privacy, storage, and room to spread out—come take a look and see what this Jay property has to offer!

4963 Hwy 4, Jay

$150,000

3 Beds ⋅ 1 Baths ⋅ 688283 MLS

Welcome to 6700 Camp Henderson Rd in Jay, Florida, where classic character meets peaceful country living. Situated on approximately 1 acre, this charming 1934 home offers 3 bedrooms and 1 bathroom with beautiful original wood floors that highlight its timeless appeal. Enjoy relaxing mornings or quiet evenings on the screened-in front porch. Additional features include a durable metal roof, with portions replaced in 2014 and additional updates completed in 2026, HVAC system installed in 2021, water heater installed in 2021, and septic system pumped in 2025. With plenty of outdoor space and vintage charm, this property offers a wonderful opportunity to enjoy country living while making this classic home your own.

6700 Camp Henderson Rd, Jay

$205,000

3 Beds ⋅ 2 Baths ⋅ 688015 MLS

3 bedroom 2 bath mobile home on over 3 acres located on the outskirts of town. Seller is in process of cleaning up property and the animals, fencing, misc items will be removed unless buyer requests it to stay.

13474 Hwy 89, Jay

$165,000

4 Beds ⋅ 2 Baths ⋅ 687455 MLS

This 4-bedroom, 2-bath brick home offers 2,046 square feet of living space on nearly half an acre just outside the town of Jay. With multiple living areas and a flexible layout, there’s plenty of room to spread out and make the space work for everyday life. The kitchen opens to a spacious dining area, while a separate living room provides another comfortable gathering space. A converted garage adds a large bonus/family room with tile flooring, natural light and direct access to the backyard - an ideal setup for a game room, hobby space, home gym or additional living area. The floor plan also includes another flexible room that could work well as an office or study. Outside, the nearly half-acre lot offers a generous backyard with mature trees and plenty of usable outdoor space. Located near Jay with convenient access to local shopping, dining, medical services and the outdoor recreation found throughout northern Santa Rosa County, this home offers space, flexibility and plenty of potential. Schedule your private showing today!

5325 Bob Sikes Blvd, Jay

$150,000

2 Beds ⋅ 1 Baths ⋅ 685167 MLS

Welcome to this charming, move-in-ready 2-bedroom, 1-bath home nestled on just under three-quarters of an acre, surrounded by mature pecan trees and landscaping. Full of character and thoughtfully updated, this 960-square-foot home features newer vinyl siding, updated windows, and a completely renovated interior that blends rustic charm with modern finishes. Relax on the inviting covered front porch or enjoy the convenience of the attached one-car carport. Step inside to an open-concept living, dining, and kitchen area featuring dark wood-look LVP flooring, warm wood walls and ceilings, and modern black fixtures throughout, creating a cozy yet stylish atmosphere. The kitchen offers ample cabinet storage with cream-colored cabinetry, neutral laminate countertops, and stainless steel appliances, making it both functional and inviting. The updated bathroom features a wood-tone vanity, solid surface countertop, and a tub/shower combination. The guest bedroom includes a ceiling fan, charming barn door, and direct access to the bathroom, while the spacious primary bedroom also features a ceiling fan and provides convenient access to the laundry room and backyard. If you're looking for a home with timeless character, modern updates, and plenty of outdoor space to enjoy, this property is one you won't want to miss. Schedule your private showing today!

13907 N Hwy 87, Jay

$110,000

3 Beds ⋅ 2 Baths ⋅ 669365 MLS

Enjoy peaceful country living in this well-maintained 2019 mobile home situated on a spacious 1-acre lot in Jay, Florida. This home offers 3 bedrooms and 2 bathrooms with an open, split floor plan that blends comfort and functionality. Step inside to find a bright living area, a modern kitchen with ample cabinet space, and a dining area perfect for family gatherings. The master suite features a private bathroom and generous closet space, while the additional bedrooms are well-sized for family, guests, or a home office. Outside, the property’s wide-open yard offers plenty of space for a garden, outdoor entertaining, or future additions. Enjoy the quiet charm of rural living while still being just a short drive from local schools, shops, and amenities. This move-in-ready home is perfect for those seeking space, comfort, and a touch of country charm.

6749 Ellis Rd, Jay

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