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$980,000

Rare opportunities like this don't come along often. Situated on 115 feet of waterfront along the Santa Rosa Sound, this one-of-a-kind property offers the perfect blend of luxury waterfront living, investment potential, & unmatched flexibility. Wake up to breathtaking sunrises, unwind with spectacular sunsets, & spend your days enjoying your private dock with spacious sundeck—ideal for boating, fishing, paddleboarding, or simply taking in the view. Looking for a home that works for you? This property features a 1,200 sq. ft. private apartment above the garage with its own entrance, balcony, washer/dryer, HVAC, water heater, & security system, making it an incredible opportunity for rental income, multigenerational living, a guest retreat, or extended stays. Inside the main home, you'll find water views throughout, a charming bay-window breakfast nook, tile flooring throughout (no carpet), & extensive updates including a full remodel, newer roof, HVAC, plumbing, & appliances for added peace of mind. Need even more flexibility? The 400 sq. ft. office with a separate entrance offers endless possibilities as a home business, studio, private workspace, guest suite, or potential additional bedroom. Additional features include a concrete safe room, workshop, hurricane shutters, circular driveway, & abundant storage throughout the home & apartment. Whether you're searching for a waterfront retreat, investment property, income-producing home, vacation getaway, multigenerational residence, or a place to enjoy the Florida lifestyle while offsetting your mortgage, this exceptional property checks every box. Live on the water. Generate income. Create lasting memories. This isn't just a home—it's an opportunity.

4 Beds ⋅ 3 Baths ⋅ 684123 MLS

1491 W Highway 98, Mary Esther

$995,000

89 feet of canal frontage opening to a private island and the Intracoastal Waterway. Single-story home, no HOA. 2156 sq ft, 3 bedroom suites, each with an en suite bath and walk-in closet. Two suites face the canal, private island, and Intracoastal. Additional half bath. Professional remodel complete in early 2026. 15 foot vaulted ceilings, 9.5 foot ceilings throughout, new flooring, solid core doors, new lighting, new bathrooms, new plumbing, sound proofed walls, new paint inside and out, new trim, new sprinkler system, new screened porch, new outside porch, Custom finishes and LED lighting. NEW Kitchen: gas appliances, quartz countertops, oversized center island, open concept facing the water. Built with 2x6 construction. No history of flooding. 10x40 screened, under roof back patio, outside deck, laundry/mud room, oversized garage. Professional quotes are available for a Gunite pool, paver patio, dock, and boat lift, priced below what buyers typically expect for this scope of work.

3 Beds ⋅ 4 Baths ⋅ 683868 MLS

23 Neptune Dr, Mary Esther