Mary Esther Homes with Waterfront

Welcome to Mary Esther, Florida, a charming coastal gem nestled in Okaloosa County that perfectly blends small-town warmth with stunning waterfront living. Situated just a stone's throw away from the sparkling waters of the Gulf of Mexico, Mary Esther offers an idyllic lifestyle for those seeking both tranquility and adventure.

This picturesque city is renowned for its beautiful waterfront homes, many of which boast breathtaking views and direct access to the pristine beaches and serene waterways. Imagine waking up to the gentle sound of waves lapping against the shore, with the sun rising over the horizon, painting the sky in hues of pink and gold. Whether you’re looking for a cozy cottage or a luxurious estate, Mary Esther has a diverse range of properties to suit every taste and budget.

Beyond its captivating homes, Mary Esther is a haven for outdoor enthusiasts. Residents can enjoy a variety of water activities, from fishing and boating to paddleboarding and kayaking. The nearby beaches offer endless opportunities for sunbathing, beachcombing, and enjoying the vibrant local marine life. Additionally, the city is conveniently located near Fort Walton Beach and Destin, providing easy access to shopping, dining, and entertainment options.

With its friendly community, stunning natural beauty, and a relaxed pace of life, Mary Esther, Florida, is not just a place to live; it's a place to thrive. Come explore the waterfront homes that await you in this enchanting coastal paradise, and discover the lifestyle you’ve always dreamed of!

Newest Mary Esther Homes with Waterfront

$595,000

686061 MLS

Positioned in Mary Esther, this exceptional 3.38-acre (+/-) waterfront property presents a rare opportunity with remarkable flexibility. The site is well suited for a private waterfront estate situated on a beach peninsula with a beautiful beach area. Just minutes from Hurlburt Field, the location is ideal for military members, defense professionals and families seeking proximity to one of the region's key employment centers. Residents and visitors will appreciate the quick connection to Fort Walton Beach and the convenience of being centrally located between Navarre, Gulf Breeze and Destin -- placing shopping, dining, beaches and daily essentials within easy reach. For those of you wondering why the price is low for 3.3 acres of waterfront with 220+ feet of white sandy beach, the land has almost an acre of dry land, and the remainder is classified as wetlands. The price is still low for approximately .8 acres of dry land. The largest dry portion is close to Tecumseh Lane (the southwestern portion) and the beach. You will see this in the agent documents.

TBD Tarpon Road Tarpon Rd, Mary Esther

$980,000

4 Beds ⋅ 3 Baths ⋅ 684123 MLS

Rare opportunities like this don't come along often. Situated on 115 feet of waterfront along the Santa Rosa Sound, this one-of-a-kind property offers the perfect blend of luxury waterfront living, investment potential, & unmatched flexibility. Wake up to breathtaking sunrises, unwind with spectacular sunsets, & spend your days enjoying your private dock with spacious sundeck—ideal for boating, fishing, paddleboarding, or simply taking in the view. Looking for a home that works for you? This property features a 1,200 sq. ft. private apartment above the garage with its own entrance, balcony, washer/dryer, HVAC, water heater, & security system, making it an incredible opportunity for rental income, multigenerational living, a guest retreat, or extended stays. Inside the main home, you'll find water views throughout, a charming bay-window breakfast nook, tile flooring throughout (no carpet), & extensive updates including a full remodel, newer roof, HVAC, plumbing, & appliances for added peace of mind. Need even more flexibility? The 400 sq. ft. office with a separate entrance offers endless possibilities as a home business, studio, private workspace, guest suite, or potential additional bedroom. Additional features include a concrete safe room, workshop, hurricane shutters, circular driveway, & abundant storage throughout the home & apartment. Whether you're searching for a waterfront retreat, investment property, income-producing home, vacation getaway, multigenerational residence, or a place to enjoy the Florida lifestyle while offsetting your mortgage, this exceptional property checks every box. Live on the water. Generate income. Create lasting memories. This isn't just a home—it's an opportunity.

1491 W Highway 98, Mary Esther

$1,091,000

3 Beds ⋅ 4 Baths ⋅ 683868 MLS

89 feet of canal frontage opening to a private island and the Intracoastal Waterway. Single-story home, no HOA. 2156 sq ft, 3 bedroom suites, each with an en suite bath and walk-in closet. Two suites face the canal, private island, and Intracoastal. Additional half bath. Professional remodel complete in early 2026. 15 foot vaulted ceilings, 9.5 foot ceilings throughout. Custom finishes and LED lighting. Kitchen: gas appliances, quartz countertops, oversized center island, open concept facing the water. Built with 2x6 construction. No history of flooding. 10x40 screened, under roof back patio, outside deck, laundry/mud room, oversized garage. Professional quotes are available for a Gunite pool, paver patio, dock, and boat lift, priced below what buyers typically expect for this scope of work.

23 Neptune Dr, Mary Esther

Start Your Search

Copyright© 2016 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.